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825 N Charles St, Baltimore, MD, 21201

9beds
--baths
7,240sqft
$1,149,000
$159price/sqft
$12,181/moest. monthly cost
$487,240/yrincome needed

About This Home

Magnificent 825 North Charles St is now being offered for sale! Resting 4 stories tall and donning 7,240 SF, this “best in class” historic Mount Vernon Mixed-Use property represents a solid investment opportunity to acquire a fully occupied, renovated building! Newly renovated, light filled apartments with high ceilings and large windows all featuring granite counters, hardwood floors, designer cabinets, built in microwaves, dishwashers and stainless steel appliances. Also included in units are stackable washer/ dryer and central HVAC. Here, historic charm meets modern convenience. 825 North Charles is within close proximity to top restaurants, fantastic shopping, The Peabody Institute of Johns Hopkins University and several renowned medical centers. This historic property features 8 units with a mix of (5) 1 Br-1 Ba, (2) 2 Br-1 Ba and (1) commercial space on the ground floor. The commercial space is currently a clothing retailer. Schedule your private tour today of this one of a kind real estate opportunity.

Getting Around

99
WalkingWalker's Paradise
100
TransitRider's Paradise
85
BikeVery Bikeable

Construction

Condition

  • Property condition: Very Good
  • Year built: 1900

Materials

  • Foundation: Other
  • Construction materials: Brick

Notable Dates

  • Major remodel year: 2024

Type & Style

  • Home type: MultiFamily
  • Architectural style: Colonial
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Gas Water Heater

Basement

  • Area: 0

Basement

  • Has basement: Yes
  • Basement: Finished

Bedrooms & Bathrooms

  • Bedrooms: 9

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 7,240
  • Total interior livable area: 7,240 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 0311120517 029
  • Zoning: C-2
  • Special condition: Standard

Features

  • Pool features: None

Lot

  • Lot size: 2,484 sqft

Parking

  • Parking features: On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Hurricane
    HurricaneModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Heat Wave
Cold Wave
Inland Flooding
Winter Weather
Hail
Hurricane
Lightning
Strong Wind
Tornado

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,809$69,708
Home Insurance *$3,158$37,896
Property Taxes $2,292$27,504
Electricity $922$11,069
Total$12,181$146,172
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$417,634/yr
40% on housing$365,430/yr
45% on housing$324,826/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.2%
10.2%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$159This listing

vs Other Active Listings

Avg $/sqft

ZIP 21201$138
Baltimore City$102

vs Homes Sold Last Month

Median $/sqft

ZIP 21201$149
Baltimore City$168

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-12Listed for rent$1,195
2026-01-27Price change$1,195,000
2025-09-18Price change$1,295,000
2025-08-07Price change$1,395,000
2025-07-17Price change$1,495,000
2025-07-04Listed for sale$1,600,000
2023-04-21Listing removed--
2023-03-21Listed for rent$1,050
2019-01-14Listing removed$1,495
2018-12-12Listed for rent$1,495
2018-06-26Sold$1,150,000
2002-07-10Sold$20,000
2001-07-11Sold$65,000
1994-02-18Sold$37,000

For Sale by Agent

AgentBraden Maley
BrokerageCummings & Co. Realtors

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