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4100 N Charles St Unit 914, Baltimore, MD, 21218

2beds
2baths
1,555sqft
$510,000
$328price/sqft
$4,179/moest. monthly cost
$167,160/yrincome needed

About This Home

Good just got even better – freshly painted throughout – so bright and fresh. Open floor plan, custom blinds throughout, wet bar, custom built-in, glass countertops, wine refrigerator. Generously size bedrooms with walk-in closet closets. Enchanting balcony for plants and morning coffee Wordl. Full service building with friendly helpful staff. Guest suites available, exercise room, private party room with kitchenette. Pool to spend the rest of summer in. Has everybody forgotten how brutal winner? Garage parking with additional storage. User friendly to Charles Village, Hampden, Baltimore Museum of Art and Sherwood Gardens. Enjoy!

Getting Around

57
WalkingSomewhat Walkable
63
TransitGood Transit
63
BikeBikeable

Schools

Construction

Condition

  • Year built: 1974

Materials

  • Construction materials: Brick

Type & Style

  • Home type: Condo
  • Architectural style: Other
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Microwave,Dishwasher,Oven/Range - Electric,Refrigerator,Washer/Dryer Stacked,Disposal,Gas Water Heater
  • Laundry features: In Unit

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Breakfast Room

  • Level: Main

Dining Room

  • Level: Main

Features

  • Bar,Built-in Features,Open Floorplan,Walk-In Closet(s)
  • Finished area below ground: 0
  • Finished area above ground: 1,555

Foyer

  • Level: Main

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,555
  • Total interior livable area: 1,555 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Primary Bedroom

  • Level: Main

Property

Accessibility

  • Accessibility features: Accessible Elevator Installed

Details

  • Parcel number: 0312013702 914
  • Attached to another structure: Yes
  • Zoning: R-9
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Pool features: Community
  • Exterior features: Balcony

Parking

  • Total spaces: 2
  • Parking features: Underground,Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Cold Wave
    Cold WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Heat Wave
Cold Wave
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,578$30,936
Home Insurance *$350$4,200
Property Taxes $970$11,640
Electricity $281$3,374
Total$4,179$50,148
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$143,280/yr
40% on housing$125,370/yr
45% on housing$111,440/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.2%
10.2%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$328This listing

vs Other Active Listings

Avg $/sqft

ZIP 21218$123
Baltimore City$102

vs Homes Sold Last Month

Median $/sqft

ZIP 21218$151
Baltimore City$168

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-15Listed for sale$510,000
2026-05-28Listing removed$519,000
2026-05-04Price change$519,000
2026-04-06Listed for sale$539,000

For Sale by Agent

AgentBill Magruder
BrokerageLong & Foster Real Estate, Inc.

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