See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

41 S Fulton Ave, Baltimore, MD, 21223

3beds
3baths
2,348sqft
$299,999
$128price/sqft
$2,870/moest. monthly cost
$114,800/yrincome needed

About This Home

Experience the charm of historic Union Square in this expertly reimagined three-story rowhouse, part of a premier 20-home restoration project led by Unity Properties. Spanning over 2,200 square feet, these townhouse-style residences offer a sophisticated blend of contemporary luxury and versatile living. The interior boasts an airy, sun-drenched atmosphere defined by soaring ceilings and an expansive open-concept layout. Every detail has been thoughtfully curated, from the gourmet kitchens featuring sleek stainless steel appliances and designer fixtures, to the three spacious bedrooms and 2.5 high-end bathrooms. Outside, you can relax or host guests within your secluded, fenced rear yard. This property provides a highly accessible path to homeownership: every home is eligible for a 3.5% interest rate mortgage through our lending partner (ask your agent for more information!) Through our partnerships, the homes also offer at least $10,000 in forgivable down payment assistance alongside eligibility for several other large city grants. Beyond the financial incentives, these homes are Zero-Energy-Ready Certified, a standard that can reduce your monthly utility expenses by as much as 60%. Residents also benefit from the CHAP tax credit, which provides thousands in annual savings on property taxes for years to come. As a premier offering from Unity Properties—a nonprofit developer focused on neighborhood revitalization—these homes represent an investment in both your future and the community. With 11 units already complete and 9 more currently in progress, buyers can join a brand-new, growing community of like-minded homeowners. We invite you to join the transformation of Union Square by scheduling a private tour or visiting one of our upcoming open houses. Agents are encouraged to review the private remarks for further details. NOTE: images may showcase model homes or previous completions to illustrate finishes and layouts.

Getting Around

87
WalkingVery Walkable
76
TransitExcellent Transit
53
BikeBikeable

Construction

Condition

  • Property condition: Excellent
  • Year built: 1870

Materials

  • Foundation: Brick/Mortar
  • Construction materials: Brick

Type & Style

  • Home type: Townhouse
  • Architectural style: Contemporary
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Water Heater

Basement

  • Area: 450

Basement

  • Has basement: Yes
  • Basement: Water Proofing System,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • Finished area below ground: 0
  • Finished area above ground: 2,348

Heating & Cooling

  • Heating features: ENERGY STAR Qualified Equipment,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,798
  • Total interior livable area: 2,348 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 0319070228 023
  • Zoning: R-8
  • Special condition: Standard

Features

  • Levels: Three
  • Stories: 3
  • Pool features: None

Parking

  • Parking features: On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Heat Wave
Winter Weather

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,516$18,192
Home Insurance *$564$6,768
Property Taxes $491$5,892
Electricity $299$3,589
Total$2,870$34,440
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$98,400/yr
40% on housing$86,100/yr
45% on housing$76,533/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.2%
10.2%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$128This listing

vs Other Active Listings

Avg $/sqft

ZIP 21223$58
Baltimore City$102

vs Homes Sold Last Month

Median $/sqft

ZIP 21223$55
Baltimore City$168

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-01-18Listed for sale$299,999
2018-12-31Sold$5,000
2018-08-17Listing removed$175,000
2018-04-07Price change$175,000
2018-03-28Price change$199,900
2018-03-17Price change$264,000
2018-03-14Price change$265,000
2018-02-21Price change$264,000
2018-02-01Listed for sale$265,000
2016-12-23Sold$63,000
2015-10-30Sold$2,625
2007-05-15Sold$115,000
2003-06-10Sold$3,500
1999-11-09Sold$40,350

For Sale by Agent

AgentKelly Adrea
BrokerageSamson Properties

Similar Homes