3404 Maritime Dr, Indianapolis, IN, 46214
About This Home
Welcome to a true standout on the water-where high-end design meets worry-free ownership. Every inch of this lakefront home has been completely updated, complemented by major investments in a new roof, HVAC, and water heater-eliminating the typical concerns and leaving only enjoyment behind. This is the kind of home buyers wait for but rarely find: fully updated, move-in ready, and positioned on a peaceful waterfront lot with a newer fiberboard dock that invites you to unwind, entertain, and take in the view. Set within a quiet, private neighborhood with low HOA fees, this property delivers the lifestyle people imagine when they think "lake home"-without the compromises. For buyers who recognize quality and are tired of settling, this is the one that justifies the price.
Getting Around
Car-Dependent
Minimal Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1988
Materials
- Foundation: Slab
- Construction materials: Brick,Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Residential,Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Electric Water Heater,Disposal,MicroHood,Electric Oven,Refrigerator,Water Heater,Microwave,Washer
- Laundry features: Laundry Closet
Bedroom2
- Features: Tile-Ceramic
- Level: Main
- Area: 120
- Dimensions: 12x10
Bedroom3
- Features: Tile-Ceramic
- Level: Main
- Area: 70
- Dimensions: 10x7
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 2
- Main level bedrooms: 3
Breakfast Room
- Features: Tile-Ceramic
- Level: Main
- Area: 49
- Dimensions: 7x7
Family Room
- Features: Tile-Ceramic
- Level: Main
- Area: 418
- Dimensions: 22x19
Features
- Attic Access,Breakfast Bar,High Speed Internet,Walk-In Closet(s)
- Window features: Wood Work Painted
- Number of fireplaces: 1
- Fireplace features: Electric,Living Room
- Fireplace: Yes
- Attic: Access Only
Heating & Cooling
- Heating features: Electric,Forced Air,Heat Pump
- Cooling features: Central Air
Interior Area
- Total structure area: 1,314
- Total interior livable area: 1,314 sqft
Kitchen
- Features: Tile-Ceramic
- Level: Main
- Area: 108
- Dimensions: 12x9
Master Bedroom
- Features: Tile-Ceramic
- Level: Main
- Area: 154
- Dimensions: 14x11
Property
Details
- Parcel number: 490522113042000900
- Horse amenities: None
Features
- Levels: One
- Stories: 1
- Patio & porch: Patio
- Has view: Yes
- View description: Lake,Water,Trees/Woods,Neighborhood
- Has water view: Yes
- Water view: Lake,Water
- On waterfront: Yes
- Waterfront features: Dock,Lake Front,Waterfront
Lot
- Lot size: 5,227 sqft
- Features: Street Lights
Parking
- Total spaces: 2
- Parking features: Attached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Cold Wave
- Heat Wave
- Lightning
- Strong Wind
- Tornado
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Indiana Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,718 | $20,616 |
| Home Insurance * | $208 | $2,496 |
| Property Taxes | $290 | $3,480 |
| Electricity | $184 | $2,212 |
| Total | $2,400 | $28,800 |
Income You'd Need if You Spent...
Indiana FAIR Plan Programs
Indiana Basic Property Insurance Underwriting Association
Wildfire
HailWindHow Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-06 | Listed for sale | $389,950 |
| 2025-08-25 | Sold | $320,500 |
| 2025-07-30 | Pending sale | $345,000 |
| 2025-06-23 | Price change | $345,000 |
| 2025-06-13 | Price change | $365,000 |
| 2025-06-05 | Listed for sale | $385,000 |
| 2009-06-23 | Sold | $121,000 |
| 2009-02-16 | Listing removed | $142,900 |
| 2008-10-15 | Listed for sale | $142,900 |
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