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13 N 6th Avenue, Mount Vernon, NY, 10550

5beds
3baths
2,084sqft
$695,000
$333price/sqft
$5,232/moest. monthly cost
$209,280/yrincome needed

About This Home

Excellent investment opportunity in Mount Vernon! This well-located duplex with four income-producing units offers strong rental potential and long-term value in a growing market. Situated near public transportation, major roadways, shopping, and dining, the property is ideal for tenants seeking convenience and accessibility. A solid addition to any investor’s portfolio with multiple revenue streams and upside potential in a desirable commuter-friendly location.

Getting Around

93
WalkingWalker's Paradise
59
TransitGood Transit
48
BikeSomewhat Bikeable

Schools

4/10
Hamilton SchoolGrades K-80.3 mi
4/10
5/10

Construction

Condition

  • Year built: 1909

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: MultiFamily
  • Property subType: Duplex,Multi Family

Interior

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Eat-in Kitchen
  • Flooring: Carpet,Tile,Wood

Heating & Cooling

  • Heating features: Baseboard,Oil
  • Cooling features: None

Interior Area

  • Total structure area: 2,084
  • Total interior livable area: 2,084 sqft

Property

Details

  • Parcel number: 0800165062011190000011
  • Special condition: None

Lot

  • Lot size: 2,614 sqft

Parking

  • Parking features: Off Street,Private

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Lightning
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters in Westchester County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,514$42,168
Home Insurance *$309$3,708
Property Taxes $1,065$12,780
Electricity $344$4,132
Total$5,232$62,784
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$179,382/yr
40% on housing$156,960/yr
45% on housing$139,520/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.8%
5.8%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$333This listing

vs Other Active Listings

Avg $/sqft

ZIP 10550$334
Westchester County$419

vs Homes Sold Last Month

Median $/sqft

ZIP 10550$316
Westchester County$422

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-01-01Listed for sale$699,000
2019-04-08Sold$250,000
2018-10-30Sold$205,000
2018-09-01Price change$199,900
2018-08-17Price change$214,900
2018-08-13Price change$199,900
2018-08-09Price change$204,900
2018-05-23Listed for sale$214,900
2018-04-10Sold$217,782
2018-02-22Listed for sale$214,900
2008-04-14Sold$305,000

For Sale by Agent

AgentJoseph Lukic
BrokerageCompass Greater NY, LLC

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