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94 Union Avenue, New Rochelle, NY, 10801

--beds
--baths
4,600sqft
$1,149,000
$250price/sqft
$8,736/moest. monthly cost
$349,440/yrincome needed

About This Home

Prime Mixed-Use Property in the Heart of New Rochelle (10801) Just a 5-minute walk to downtown and the train station, this well-located mixed-use building offers strong rental potential and long-term value. Property Features: Ground floor: Approx. 2,800 sq ft restaurant space currently operating as a Cocina Mexicana & Tequila Bar, with seating approved for 84 guests and a 14-seat bar. The spacious layout is also ideal for hosting events. Second floor: Two residential units — one 1-bedroom apartment and one 2-bedroom apartment. Current Lease Details: Restaurant: $3,394/month. Tenants cover 50% of any property tax increase over the 2021 base year. Rent is below market rate due to a $200,000 renovation investment by the restaurant owner in 2021. Lease term runs through 2029. 1-Bedroom Apartment: $1,500/month 2-Bedroom Apartment: $2,500/month Additional Notes: All units have separate utility meters. Tenants are responsible for their own heating and electricity.

Getting Around

93
WalkingWalker's Paradise
59
TransitGood Transit
59
BikeBikeable

Schools

6/10
7/10
4/10
New Rochelle High SchoolGrades 9-121.4 mi

Construction

Condition

  • Year built: 1965

Materials

  • Construction materials: Brick

Type & Style

  • Home type: MultiFamily
  • Property subType: Triplex,Multi Family

Interior

Basement

  • Has basement: Yes
  • Basement: Unfinished

Features

  • Built-in Features

Heating & Cooling

  • Heating features: Baseboard
  • Cooling features: Central Air,Wall/Window Unit(s)

Interior Area

  • Total structure area: 4,600
  • Total interior livable area: 4,600 sqft

Property

Details

  • Parcel number: 1000000004012270000021
  • Special condition: None

Lot

  • Lot size: 3,920 sqft

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Lightning
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters in Westchester County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,809$69,708
Home Insurance *$406$4,872
Property Taxes $1,761$21,132
Electricity $760$9,122
Total$8,736$104,832
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$299,520/yr
40% on housing$262,080/yr
45% on housing$232,960/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.8%
5.8%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$250This listing

vs Other Active Listings

Avg $/sqft

ZIP 10801$358
Westchester County$419

vs Homes Sold Last Month

Median $/sqft

ZIP 10801$453
Westchester County$422

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-20Listed for sale$1,149,000
2017-05-25Sold$304,000
2014-10-21Sold$1,655,461
2006-12-29Sold$800,000

For Sale by Agent

AgentShuai Zheng
BrokerageRealmart Realty LLC

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