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160 Long Ridge Road, Bedford, NY, 10506

3beds
3baths
2,880sqft
$1,550,000
$538price/sqft
$11,460/moest. monthly cost
$458,400/yrincome needed

About This Home

A storybook country retreat in the heart of Bedford. Tucked into a landscape that feels plucked from the English countryside, this stone and stucco residence offers a rare blend of romantic character and modern comfort. The property is just moments from the charm of Bedford Village and includes a picturesque pond and a bridge over a babbling brook. Inside, original arched doorways and exposed stone walls tell the story of exceptional craftsmanship, while the country kitchen invites gatherings with its wood-beamed ceiling, stone fireplace, and professional Vulcan range. Step outside to the stone terrace perfectly positioned to take in the natural landscape. Primary bedroom suite options on both the main level as well as the second floor (both with brand new baths). Fresh paint throughout means you can move right in and simply enjoy. A two-car attached garage completes the picture.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

7/10
Fox Lane Middle SchoolGrades 6-82.9 mi
7/10
Fox Lane High SchoolGrades 9-123.1 mi

Construction

Condition

  • Year built: 1929

Materials

  • Construction materials: Stone,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Tudor
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Refrigerator,Washer,Oil Water Heater

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Cathedral Ceiling(s),Eat-in Kitchen,Primary Bathroom
  • Flooring: Hardwood
  • Number of fireplaces: 3
  • Fireplace features: Wood Burning
  • Fireplace: Yes
  • Attic: None

Heating & Cooling

  • Heating features: Hot Water,Oil
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,880
  • Total interior livable area: 2,880 sqft

Other

  • Level: First

Other

  • Level: Second

Property

Details

  • Parcel number: 2000085013000010000017
  • Special condition: None
  • Exclusions: none

Features

  • Levels: Two
  • Patio & porch: Patio
  • Fencing: Fenced
  • On waterfront: Yes
  • Waterfront features: Water Access

Lot

  • Lot size: 1.70 Acres
  • Features: Level

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Hurricane
    HurricaneModerate
  • Landslide
    LandslideModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Inland Flooding
Hurricane
Landslide
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters in Westchester County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $7,837$94,044
Home Insurance *$772$9,264
Property Taxes $2,376$28,512
Electricity $475$5,711
Total$11,460$137,520
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$392,914/yr
40% on housing$343,800/yr
45% on housing$305,600/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.8%
5.8%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$538This listing

vs Other Active Listings

Avg $/sqft

ZIP 10506$516
Westchester County$419

vs Homes Sold Last Month

Median $/sqft

ZIP 10506$358
Westchester County$422

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-20Listed for sale$1,550,000
2024-07-29Listing removed--
2024-06-25Listed for rent$7,250
2022-06-30Listing removed--
2022-05-11Listed for rent$6,500
2021-05-10Listing removed--
2021-04-19Price change$5,600
2019-10-07Listed for rent$5,400

For Sale by Agent

AgentAngela Kessel
BrokerageHoulihan Lawrence Inc.

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