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42079 River Bank Road, Fall River Mills, CA, 96028

2beds
2baths
1,683sqft
$3,950,000
$2,347price/sqft
$28,562/moest. monthly cost
$1,142,480/yrincome needed

About This Home

The Bar 13 Ranch is both a trout fishing paradise and working cattle ranch located on the banks of the world-famous Fall River in Northern California. With Mount Shasta to the north and Mount Lassen to the south, the picturesque ranch is part of a remarkable watershed that is fed by snow melt and springs. For outdoor enthusiasts, the ranch offers direct and exclusive access to the Fall River's blue-ribbon trout fishing as well as waterfowl hunting opportunities. The Bar 13 Ranch's 290 acres comprise leveled irrigated farmland, pastures, corrals, barns, and a two-bedroom, two-bath riverfront home with deck and boat dock. The ranch is currently run as a cow-calf operation with hay production as well.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

Construction

Materials

  • Foundation: Concrete Perimeter,Piling,Pillar/Post/Pier
  • Roof: Metal
  • Construction materials: Wood,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow,Cottage,Ranch,Rustic
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Refrigerator,Dishwasher,Double Oven,Electric Cooktop
  • Laundry features: Electric,Inside Area

Bathroom

  • Level: Main

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: Main

Features

  • Cathedral Ceiling(s),Open Beam Ceiling
  • Flooring: Slate,Vinyl,Wood
  • Number of fireplaces: 1
  • Fireplace features: Living Room,Wood Burning Stove
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Wood Stove
  • Cooling features: Ceiling Fan(s),Window Unit(s)

Interior Area

  • Total structure area: 1,683
  • Total interior livable area: 1,683 sqft

Kitchen

  • Features: Tile Counters
  • Level: Main

Living Room

  • Features: Cathedral/Vaulted,Open Beam Ceiling,View
  • Level: Main

Master Bedroom

  • Level: Main

Property

Details

  • Parcel number: 023540018
  • Zoning: Agricultural Preserve-Williamson Act
  • Special condition: Offer As Is
  • Horse amenities: Irrigated Pasture,Pasture

Features

  • Stories: 1
  • Patio & porch: Front Porch,Deck
  • Fencing: Barbed Wire,Cross Fenced,Partial,Partial Cross
  • Has view: Yes
  • View description: Garden/Greenbelt,Mountain(s),Panoramic,Pasture,River,Water
  • Has water view: Yes
  • Water view: River,Water
  • Waterfront features: Navigable Water,Pond,River Access,Stream

Lot

  • Lot size: 290 Acres
  • Features: Garden,Split Possible

Parking

  • Total spaces: 5
  • Parking features: No Garage,RV Storage,Gravel,Shared Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Drought
    DroughtRelatively High
  • Earthquake
    EarthquakeRelatively High
  • Wildfire
    WildfireRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Volcanic Activity
    Volcanic ActivityModerate

How This Home’s Risks Compare

Inland Flooding
Drought
Earthquake
Wildfire
Winter Weather
Volcanic Activity

FEMA Declared Disasters in Shasta County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $19,973$239,676
Home Insurance *$4,691$56,292
Property Taxes $3,500$42,000
Electricity $398$4,786
Total$28,562$342,744
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$979,268/yr
40% on housing$856,860/yr
45% on housing$761,653/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.6%
16.6%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$2,347This listing

vs Other Active Listings

Avg $/sqft

ZIP 96028$969
Shasta County$228

vs Homes Sold Last Month

Median $/sqft

ZIP 96028$182
Shasta County$242

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-11-11Listed for sale$4,400,000
2025-04-11Contingent$4,400,000
2024-07-19Listed for sale$4,400,000

For Sale by Agent

AgentTerry D Hundemer
BrokerageThe Chickering Company

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