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20700 Bernard Way, Redding, CA, 96003

4beds
3baths
2,457sqft
$689,000
$280price/sqft
$5,051/moest. monthly cost
$202,040/yrincome needed

About This Home

* Competitive Price Reduction* Welcome to your dream retreat! This gorgeous custom-built home, with its stunning flat stucco finish, sits on 3 1/2 acres of prime property, offering the perfect blend of luxury, comfort, and natural beauty. Boasting 4 spacious bedrooms and 2 1/2 baths, this home is designed for both relaxation and entertaining. Step inside to discover tall ceilings throughout, creating an airy and open atmosphere. The heart of the home is the beautiful, large kitchen, featuring gleaming granite countertops, ample storage, and top-of-the-line appliances. From here, enjoy breathtaking views of the green rolling hills that surround the property. The expansive open living room is a true highlight, complete with a cozy fireplace, perfect for gathering with loved ones. Elegant crown molding adorns most of the home, adding a touch of sophistication to every room. Each of the large bedrooms offers plenty of space and natural light, with fresh, new interior paint creating a bright and inviting ambiance. The master bathroom is uniquely designed to provide extra room and space, allowing individuals to get ready comfortably without feeling like they're sharing space, a perfect blend of functionality and luxury. Beautiful tile flooring flows throughout the home, adding both style and practicality. For energy efficiency, the home is equipped with solar power, helping you save on utility costs while reducing your environmental footprint. Outside, a private paved drive leads you to your personal oasis, where low-maintenance landscaping ensures you can spend more time enjoying the serene surroundings. The property is surrounded by nature's beauty, with lush greenery and scenic views in every direction. For added peace of mind, the home comes with a quality security system and Starlink Internet, keeping you connected and secure no matter where you are. This is more than a home, it's a lifestyle. Don't miss your chance to own this exquisite property that perfectly balances modern luxury with the tranquility of nature!

Getting Around

1
WalkingCar-Dependent
0
TransitNo Nearby Transit
19
BikeSomewhat Bikeable

Schools

6/10
5/10
Shasta LakeGrades K-83.9 mi
9/10

Construction

Condition

  • Year built: 2004

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: In Unit

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Pantry,Breakfast Bar,Double Vanity
  • Window features: Double Pane Windows
  • Flooring: Tile
  • Fireplace features: Living Room
  • Fireplace: Yes

Heating

  • Heating features: Forced Air

Interior Area

  • Total structure area: 2,457
  • Total interior livable area: 2,457 sqft

Property

Details

  • Parcel number: 306530024000

Features

  • Levels: One
  • Pool features: None
  • Has view: Yes
  • View description: Panoramic

Lot

  • Lot size: 3.50 Acres
  • Features: Level

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Wildfire
    WildfireRelatively High
  • Earthquake
    EarthquakeModerate

How This Home’s Risks Compare

Inland Flooding
Wildfire
Earthquake

FEMA Declared Disasters in Shasta County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,483$41,796
Home Insurance *$374$4,488
Property Taxes $668$8,016
Electricity $526$6,322
Total$5,051$60,612
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$173,177/yr
40% on housing$151,530/yr
45% on housing$134,693/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.6%
16.6%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$280This listing

vs Other Active Listings

Avg $/sqft

ZIP 96003$157
Shasta County$233

vs Homes Sold Last Month

Median $/sqft

ZIP 96003$243
Shasta County$242

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-11-05Price change$699,000
2025-06-19Listed for sale$714,900
2001-04-06Sold$50,000

For Sale by Agent

AgentTonya A Waterman
BrokerageShasta Realty Group

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