3673 Moca Dr, Saint Cloud, FL, 34772
About This Home
New Price Improvement!! Welcome to this stunning, meticulously maintained 3-bedroom, 2-bath residence with a versatile private office, situated in a peaceful St. Cloud neighborhood overlooking a tranquil pond. From the moment you enter, you’re greeted by a light-filled, open-concept design that feels both warm and inviting, perfectly suited for effortless everyday living and stylish entertaining. The spacious, well-appointed kitchen serves as the heart of the home, seamlessly flowing into the expansive dining and living areas. Large, sun-drenched windows frame breathtaking water views, creating a serene and uplifting atmosphere throughout the main living space. Whether hosting guests or enjoying a quiet evening at home, this layout offers both comfort and elegance. The luxurious Owner’s suite is a true retreat, featuring a private ensuite bath and generous closet space, designed for relaxation and convenience. The additional bedrooms are equally well-sized, while the dedicated office provides the ideal space for remote work, a creative studio, or a quiet reading nook. Step outside to your own peaceful backyard oasis, where calming water views and gentle breezes set the stage for morning coffee, sunset gatherings, or simply unwinding after a long day. The outdoor space offers both privacy and natural beauty, enhancing the overall charm of the home. Additional highlights include a spacious 2-car garage and energy-efficient, fully paid-off solar panels at closing—delivering impressive savings on monthly electric costs while supporting eco-friendly living. This exceptional, move-in-ready home combines timeless style, modern comfort, and scenic surroundings—truly a rare opportunity to own a slice of Florida paradise. Don't miss this one-of-a-kind opportunity!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Completed
- Year built: 2017
Materials
- Foundation: Slab
- Roof: Shingle
- Construction materials: Block,Stucco
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Dryer,Electric Water Heater,Microwave,Range,Refrigerator,Washer
- Laundry features: Laundry Room
Bathroom2
- Features: Dual Sinks,Granite Counters,Tub With Shower
- Level: First
- Area: 60.5
- Dimensions: 5.5x11
Bedroom2
- Features: Ceiling Fan(s),Built-in Closet
- Level: First
- Area: 144
- Dimensions: 12x12
Bedroom3
- Features: Ceiling Fan(s),Built-in Closet
- Level: First
- Area: 132
- Dimensions: 11x12
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Bonus Room
- Features: Built-in Closet
- Level: First
- Area: 144
- Dimensions: 12x12
Dining Room
- Level: First
- Area: 126
- Dimensions: 9x14
Features
- Ceiling Fan(s),Primary Bedroom Main Floor,Stone Counters,Thermostat,Walk-In Closet(s)
- Flooring: Carpet,Ceramic Tile
Heating & Cooling
- Heating features: Central,Electric
- Cooling features: Central Air
Interior Area
- Total structure area: 2,826
- Total interior livable area: 2,144 sqft
Kitchen
- Features: Pantry,Granite Counters,Kitchen Island
- Level: First
- Area: 195
- Dimensions: 13x15
Laundry
- Level: First
- Area: 63
- Dimensions: 7x9
Living Room
- Level: First
- Area: 266
- Dimensions: 14x19
Primary Bathroom
- Level: First
- Area: 72
- Dimensions: 8x9
Primary Bedroom
- Features: Ceiling Fan(s),Dual Sinks,En Suite Bathroom,Shower No Tub,Walk-In Closet(s)
- Level: First
- Area: 234
- Dimensions: 13x18
Property
Details
- Parcel number: 352630096400013780
- Zoning: SFR
- Special condition: None
Features
- Levels: One
- Stories: 1
- Patio & porch: Rear Porch
- Exterior features: Irrigation System,Rain Gutters,Sidewalk
- Fencing: Vinyl
- Has view: Yes
- View description: Garden,Pond
- Has water view: Yes
- Water view: Pond
- Residential vegetation: Mature Landscaping
Lot
- Lot size: 6,534 sqft
- Features: Sidewalk
Parking
- Total spaces: 2
- Parking features: Garage - Attached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Lightning
- Hurricane
- Inland Flooding
- Tornado
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters in Osceola County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,022 | $24,264 |
| Home Insurance * | $228 | $2,736 |
| Property Taxes | $343 | $4,116 |
| Electricity | $215 | $2,589 |
| Total | $2,808 | $33,696 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-04 | Price change | $399,999 |
| 2026-04-21 | Price change | $414,900 |
| 2026-03-23 | Listed for sale | $419,900 |
| 2025-10-10 | Listing removed | $415,000 |
| 2025-08-02 | Price change | $415,000 |
| 2025-06-29 | Price change | $429,900 |
| 2025-06-10 | Price change | $434,000 |
| 2025-05-08 | Price change | $439,900 |
| 2025-04-09 | Listed for sale | $445,000 |
| 2024-10-07 | Listing removed | $370,000 |
| 2023-10-07 | Listing removed | -- |
| 2021-10-07 | Sold | $370,000 |
| 2021-08-31 | Pending sale | $370,000 |
| 2021-08-25 | Listed for sale | $370,000 |
| 2020-02-04 | Listing removed | $299,900 |
| 2020-01-21 | Pending sale | $299,900 |
| 2019-10-31 | Listed for sale | $299,900 |
| 2017-06-29 | Sold | $273,000 |
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