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708 13th Street #250, Golden, CO, 80401

1beds
1baths
720sqft
$629,000
$874price/sqft
$3,881/moest. monthly cost
$155,240/yrincome needed

About This Home

Welcome to this charming and spacious 1-bedroom condo located in highly sought-after Prospector Place—just steps from everything downtown Golden has to offer. This inviting residence features an open-concept floor plan with a gourmet kitchen, rich hardwood floors, and picturesque mesa views that bring the outdoors in. A generously sized storage room conveniently located on the same floor offers exceptional flexibility and can easily serve as a home office, workout space, or non-conforming guest area. Enjoy true walkability to Golden’s best restaurants, shops, trails, and cultural attractions. Additional highlights include a deeded parking space in the secure garage and a separate storage cage for all your gear. Whether you’re seeking a low-maintenance primary residence, a lock-and-leave retreat, or a prime downtown location, this is a rare opportunity to own a piece of Golden living at its best.

Getting Around

89
WalkingVery Walkable
32
TransitSome Transit
64
BikeBikeable

Schools

9/10
7/10
Bell Middle SchoolGrades 6-82.0 mi
9/10
Golden High SchoolGrades 9-120.9 mi

Construction

Condition

  • Year built: 2016

Materials

  • Roof: Concrete
  • Construction materials: Brick

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Bathroom

  • Features: Primary Suite
  • Level: Main

Bedroom

  • Features: Primary Suite
  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Window features: Double Pane Windows
  • Finished area above ground: 720
  • Common walls with other units/homes: 2+ Common Walls

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 720
  • Total interior livable area: 720 sqft

Property

Details

  • Parcel number: 501681
  • Attached to another structure: Yes
  • Special condition: Standard
  • Exclusions: Sellers Personal Property

Features

  • Levels: Three Or More

Parking

  • Total spaces: 1
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailVery High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Hail
Lightning
Winter Weather
Inland Flooding
Tornado

FEMA Declared Disasters Across Colorado Counties

Fire
Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,180$38,160
Home Insurance *$238$2,856
Property Taxes $277$3,324
Electricity $186$2,232
Total$3,881$46,572
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$133,062/yr
40% on housing$116,430/yr
45% on housing$103,493/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.9%
13.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.3%
4.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$874This listing

vs Other Active Listings

Avg $/sqft

ZIP 80401$240
Jefferson County$240

vs Homes Sold Last Month

Median $/sqft

ZIP 80401$303
Jefferson County$277

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-07Listed for sale$629,000
2026-01-23Listing removed$2,100
2025-11-24Listing removed$699,000
2025-10-27Price change$2,100
2025-09-22Listed for rent$2,400
2025-09-14Price change$699,000
2025-08-08Listed for sale$750,000
2021-03-24Listing removed--
2019-05-18Listing removed$1,950
2019-05-17Listed for rent$1,950
2018-06-28Listing removed$1,950
2018-06-16Price change$1,950
2018-05-19Listed for rent$2,200
2016-03-15Sold$345,000

For Sale by Agent

AgentJulie C Ray
BrokerageBerkshire Hathaway HomeServices Colorado Real Estate, LLC

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