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7 Tulip Road, Lincolndale, NY, 10540

2beds
4baths
2,547sqft
$875,000
$344price/sqft
$6,532/moest. monthly cost
$261,280/yrincome needed

About This Home

Located in Somers, this home features two bedrooms plus a versatile loft space, offering flexibility for a home office, media room, or additional living area. The spacious kitchen is appointed with custom quartz countertops, maple hardwood cabinetry, and stainless steel appliances, and opens seamlessly to the family room with sliding glass doors leading to a deck, creating an ideal space for both everyday living and entertaining. The primary bedroom includes a walk-in closet and an expansive full bathroom with a double quartz vanity and walk-in shower. A drain has already been installed beneath the flooring should the next owner wish to add a soaking tub, additional vanity, or dressing area. The second level also offers another bedroom, a full hall bathroom, a convenient laundry room, and a large den/media room or home office with a closet and separate storage room. The full basement provides additional living space with a family room, full bathroom, and a second laundry hookup located in the utility room, offering excellent flexibility for extended living or guest space. The oversized garage features 9-foot ceilings, 9-foot-wide bay doors, and both hot and cold water connections. Additional features include high-efficiency Marley hydronic electric baseboard heating, which uses fluid-filled elements designed to retain warmth even after the thermostat turns off, along with programmable digital thermostats, a poured concrete foundation, and an oversized water line. The stove is already plumbed for propane should the new owner prefer gas cooking. The home also includes a secondary electrical panel on the second floor, with the main panel located in the garage. High-end finishes throughout include red oak flooring, Italian porcelain tile, and a Trane central air-conditioning system, along with many additional quality upgrades. Central air conditioning serves the upper floor, while the main level is equipped with efficient wall units. Optional lake membership is available, providing access to a private beach and clubhouse. Taxes are estimated based on the current assessment. Put "10 Cottonwood Dr, Mahopac, NY 10541" in your gps, it will put you right across the street from 7 Tulip. The home is on the corner of Cottonwood and Tulip.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

5/10
7/10
Somers Middle SchoolGrades 6-82.4 mi
8/10
Somers Senior High SchoolGrades 9-122.4 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2025

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Electric Range,Electric Water Heater,Microwave,Refrigerator,Stainless Steel Appliance(s)
  • Laundry features: Washer/Dryer Hookup,Laundry Room

Basement

  • Has basement: Yes
  • Basement: Finished,Full

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Breakfast Bar,Double Vanity,Eat-in Kitchen,Entrance Foyer,Formal Dining,Open Kitchen,Primary Bathroom,Quartz/Quartzite Counters,Recessed Lighting,Storage
  • Flooring: Hardwood
  • Attic: Full

Heating & Cooling

  • Heating features: Baseboard,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,547
  • Total interior livable area: 2,547 sqft

Property

Details

  • Parcel number: 52000050150000100000261
  • Special condition: None
  • Exclusions: Shed,Washer,Dryer,Blinds,Extra Refrigerator (can be negotiated)

Features

  • Levels: Three Or More

Lot

  • Lot size: 0.55 Acres
  • Features: Corner Lot,Level

Parking

  • Total spaces: 2
  • Parking features: Driveway,Garage,Garage Door Opener,Oversized
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters in Westchester County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,424$53,088
Home Insurance *$347$4,164
Property Taxes $1,341$16,092
Electricity $420$5,050
Total$6,532$78,384
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$223,954/yr
40% on housing$195,960/yr
45% on housing$174,186/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.8%
5.8%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$344This listing

vs Other Active Listings

Avg $/sqft

ZIP 10540—
Westchester County$419

vs Homes Sold Last Month

Median $/sqft

ZIP 10540$389
Westchester County$422

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-08Price change$875,000
2026-03-06Listed for sale$899,900
2026-03-04Listing removed$899,900
2025-12-29Price change$899,900
2025-11-24Price change$949,000
2025-11-10Listed for sale$999,000

New Construction

AgentWilliam Schunk
BrokerageSchunk Realty Group

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