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4306 Mud Ln, Louisville, KY, 40229

5beds
2baths
3,051sqft
$539,900
$177price/sqft
$3,527/moest. monthly cost
$141,080/yrincome needed

About This Home

Sitting on over 10 acres in the desirable Hillview area, this property is packed with space, character, and opportunity. With more than 3,000 square feet, oversized rooms throughout, and a layout full of flexibility, this home is ready for someone to bring their vision and make it shine. Inside, you'll find a mix of original character and updates, including original trim, hardwood flooring, and some newer LVP flooring already in place. The spacious living areas and generously sized bedrooms offer room to spread out, while the home's classic details provide the perfect foundation for a renovation or restoration project. Outside is where the possibilities really open up. The property features a large back deck, plenty of parking space, multiple outbuildings, a barn, and an above-ground pool, all surrounded by wide open acreage with room for hobbies, animals, storage, recreation, or future plans. Whether you're looking for a homestead, investment opportunity, mini farm potential, or simply a large property with room to grow, this one offers the land, space, and setting to create something special.

Getting Around

13
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

3/10
3/10
Knight Middle SchoolGrades 6-81.3 mi
1/10
Southern High SchoolGrades 9-122.7 mi

Construction

Condition

  • Year built: 1925

Materials

  • Foundation: Crawl Space
  • Roof: Shingle
  • Construction materials: Vinyl Siding,Brick

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Basement: None

Bedroom

  • Level: First

Bedroom

  • Level: First

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First

Family Room

  • Level: Second

Features

  • Finished area below ground: 0
  • Finished area above ground: 3,051

Full Bathroom

  • Level: First

Full Bathroom

  • Level: Second

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,051
  • Total interior livable area: 3,051 sqft

Kitchen

  • Level: First

Laundry

  • Level: First

Living Room

  • Level: First

Primary Bedroom

  • Level: First

Property

Details

  • Parcel number: 009000230000

Features

  • Levels: Multi/Split
  • Stories: 2
  • Private pool: Yes
  • Pool features: Above Ground
  • Patio & porch: Deck,Porch
  • Exterior features: None
  • Fencing: Chain Link

Lot

  • Lot size: 10.54 Acres
  • Features: Pond on Lot,Cleared,Will Divide
  • Lot size dimensions: 00

Parking

  • Total spaces: 4
  • Parking features: Detached,Entry Front,Entry Side
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Tornado
Heat Wave
Inland Flooding

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,730$32,760
Home Insurance *$281$3,372
Property Taxes $276$3,312
Electricity $240$2,891
Total$3,527$42,324
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$120,925/yr
40% on housing$105,810/yr
45% on housing$94,053/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.3%
6.3%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$177This listing

vs Other Active Listings

Avg $/sqft

ZIP 40229$137
Jefferson County$145

vs Homes Sold Last Month

Median $/sqft

ZIP 40229$160
Jefferson County$160

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-07Listed for sale$550,000
2026-04-10Listing removed$800,000
2026-03-26Listed for sale$800,000

For Sale by Agent

AgentWesson Jordan, 85W Real Estate
Brokerage85W Real Estate

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