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777 S Clay St, Louisville, KY, 40203

3beds
3baths
1,428sqft
$299,900
$210price/sqft
$2,326/moest. monthly cost
$93,040/yrincome needed

About This Home

This NEW CONSTRUCTION energy efficient home is located within blocks of Logan St Market, Nulu and Shelby Park. The covered front porch leads to an open concept first floor featuring the living room, dining, and kitchen. This home offers laminate flooring throughout, LED recessed lighting and ample closet space. The kitchen features white shaker style cabinetry with soft close drawers and doors, quartz countertops, a large pantry and a tile backsplash with a chevron wood accent. A full suite of stainless-steel appliances completes the space. The kitchen opens to the fully fenced private back yard complete with a brick patio. A half bath is conveniently located on the first floor. Upstairs there are two bedrooms and a full bath in the front of the home. The primary bedroom has two walk-in-closets, a tray ceiling and overlooks the back yard. The primary bath has white marble floors, a custom tiled walk-in-shower complete with glass enclosure and modern black fixtures. One year builders warranty provided. Schedule your private showing today!

Getting Around

76
WalkingVery Walkable
0
TransitVery Limited Transit
66
BikeBikeable

Schools

2/10
5/10
Meyzeek Middle SchoolGrades 6-80.3 mi
8/10
Atherton High SchoolGrades 9-123.5 mi

Construction

Condition

  • Year built: 2026

Materials

  • Foundation: Concrete Blk
  • Roof: Shingle
  • Construction materials: Wood Frame,Aluminum Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Basement

  • Basement: None

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: First

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,428

Full Bathroom

  • Level: Second

Half Bathroom

  • Level: First

Heating & Cooling

  • Heating features: Electric,Forced Air
  • Cooling features: Central Air,Heat Pump

Interior Area

  • Total structure area: 1,428
  • Total interior livable area: 1,428 sqft

Kitchen

  • Level: First

Laundry

  • Level: Second

Living Room

  • Level: First

Primary Bathroom

  • Level: Second

Primary Bedroom

  • Level: Second

Property

Details

  • Parcel number: 09021G01710000

Features

  • Stories: 2
  • Patio & porch: Patio,Porch
  • Fencing: Full

Lot

  • Lot size: 2,613 sqft
  • Features: Sidewalk,Cleared,Level
  • Lot size dimensions: 25 x 105

Parking

  • Parking features: On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Tornado
Cold Wave
Earthquake
Heat Wave
Winter Weather

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,516$18,192
Home Insurance *$337$4,044
Property Taxes $319$3,828
Electricity $154$1,850
Total$2,326$27,912
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$79,748/yr
40% on housing$69,780/yr
45% on housing$62,026/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.3%
6.3%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$210This listing

vs Other Active Listings

Avg $/sqft

ZIP 40203$100
Jefferson County$145

vs Homes Sold Last Month

Median $/sqft

ZIP 40203$139
Jefferson County$160

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-13Listed for sale$299,900
2025-09-05Sold$33,000
2025-08-23Pending sale$39,000
2025-08-10Listed for sale$39,000

For Sale by Agent

AgentJeremy Allen
BrokerageWeichert Realtors-ABG

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