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1014 Hull St, Louisville, KY, 40204

2beds
3baths
2,193sqft
$665,000
$303price/sqft
$4,725/moest. monthly cost
$189,000/yrincome needed

About This Home

Elevator-ready new construction in Phoenix Hill — a rare three-story modern residence with garage parking, skyline-oriented outdoor living, and the opportunity to customize the interior before construction begins. This striking urban home is designed to take full advantage of one of the area's most unique infill opportunities: a narrow city lot with downtown views, established modern architecture on both sides, and direct access to the energy of Louisville's urban core. The proposed design features a bold contemporary exterior with a medium red brick façade, black-framed windows, dark accents, clean modern lines, a covered upper-level outdoor space, and an alley-loaded garage. The architectural form has been thoughtfully developed to fit the character of Hull Street while maximizing vertical living, natural light, and future skyline-oriented outdoor space. This is a proposed build concept, giving the future buyer the ability to help shape the interior layout, room configuration, finishes, and selections while preserving the exterior architectural form, overall geometry, number of floors, and garage orientation. Think of it as a refined "white box" opportunity: the major design direction is already established, while the inside can still be tailored to the buyer's lifestyle. From future upper-level living or outdoor space, imagine evenings overlooking downtown Louisville, the Ohio River corridor, bridges, city lights, and the energy of Thunder Over Louisville in the distance. Located minutes from NuLu, downtown, Germantown, Baxter Avenue, restaurants, breweries, hospitals, employment centers, and the riverfront, this proposed home offers the rare combination of modern design, urban convenience, garage parking, future elevator capability, and a view-driven setting. Buyer may pursue this proposed concept, customize the interior with the design/build team, or purchase the lot separately under the associated land listing. Final price, square footage, floor plan, finishes, specifications, construction timeline, financing, and builder agreement are subject to final design, selections, permitting, and approvals. Lot must be purchased and closed separately before construction can begin. Buyer to verify zoning, setbacks, utilities, buildability, approvals, and all development requirements.

Getting Around

80
WalkingVery Walkable
0
TransitVery Limited Transit
78
BikeVery Bikeable

Schools

5/10
Meyzeek Middle SchoolGrades 6-81.0 mi
1/10

Construction

Condition

  • Year built: 2026

Materials

  • Foundation: Slab
  • Roof: Flat
  • Construction materials: Cement Siding,Wood Frame,Brick Veneer

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Finished area below ground: 0
  • Finished area above ground: 2,193

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,193
  • Total interior livable area: 2,193 sqft

Property

Details

  • Parcel number: 05068C00310000

Features

  • Stories: 3
  • Patio & porch: Patio

Lot

  • Lot size: 2,178 sqft

Parking

  • Total spaces: 1
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Tornado
Heat Wave
Inland Flooding

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,362$40,344
Home Insurance *$482$5,784
Property Taxes $708$8,496
Electricity $173$2,078
Total$4,725$56,700
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$162,000/yr
40% on housing$141,750/yr
45% on housing$126,000/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.3%
6.3%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$303This listing

vs Other Active Listings

Avg $/sqft

ZIP 40204$162
Jefferson County$144

vs Homes Sold Last Month

Median $/sqft

ZIP 40204$214
Jefferson County$160

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-15Price change$665,000
2026-05-12Listed for sale$145,000
2026-02-15Listing removed$149,900
2025-09-25Price change$149,900
2025-08-15Listed for sale$154,900
2024-08-23Sold$137,500
2024-08-15Pending sale$139,995
2024-07-13Contingent$139,995
2024-07-11Listed for sale$139,995
2024-07-09Listing removed--
2024-05-17Listed for sale$139,995
2023-10-12Sold$200,000

For Sale by Agent

AgentOlivia Peake
BrokerageBERKSHIRE HATHAWAY HomeServices, Parks & Weisberg Realtors

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