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1602 Lucia Ave, Louisville, KY, 40204

2beds
1baths
1,145sqft
$269,900
$236price/sqft
$2,011/moest. monthly cost
$80,440/yrincome needed

About This Home

1602 Lucia Avenue offers Highlands-area charm with convenient access to Bardstown Road, Baxter Avenue, Tyler Park, Cherokee Park, local dining, shopping, entertainment, and major commuter routes. This 2-bedroom, 1-bath home features approx. 1,145 sq ft with hardwood floors, tall ceilings, abundant natural light, a spacious living room, formal dining room, updated kitchen, full bath, and sun room/flex space. Additional features include a covered front porch, cellar storage, street parking, public sewer, natural gas heat, central air, and no HOA. The roof was replaced in 2022, the cooling system is approx. 1 year old, heating system approx. 12 years old, and water heater approx. 8 years old. The home is being sold as-is with inspections welcomed.

Getting Around

91
WalkingWalker's Paradise
0
TransitVery Limited Transit
68
BikeBikeable

Schools

8/10
Bloom Elementary SchoolGrades K-50.1 mi
5/10
Highland Middle SchoolGrades 6-81.1 mi
1/10
Seneca High SchoolGrades 9-124.0 mi

Construction

Condition

  • Year built: 1900

Materials

  • Roof: Shingle
  • Construction materials: Wood Frame,Aluminum Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Cellar

Bedroom

  • Level: First

Bedroom

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,145

Foyer

  • Level: First

Full Bathroom

  • Level: First

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,145
  • Total interior livable area: 1,145 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Sun Room

  • Level: First

Property

Details

  • Parcel number: 10075A00590000

Features

  • Stories: 1
  • Patio & porch: Porch
  • Fencing: Full,Wood

Lot

  • Lot size: 4,356 sqft
  • Features: Sidewalk
  • Lot size dimensions: 30.8 x 131

Parking

  • Parking features: On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Heat Wave
Tornado

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,364$16,368
Home Insurance *$195$2,340
Property Taxes $298$3,576
Electricity $154$1,850
Total$2,011$24,132
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$68,948/yr
40% on housing$60,330/yr
45% on housing$53,626/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.3%
6.3%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$236This listing

vs Other Active Listings

Avg $/sqft

ZIP 40204$167
Jefferson County$145

vs Homes Sold Last Month

Median $/sqft

ZIP 40204$214
Jefferson County$160

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2021-06-01Sold$250,000
2021-04-05Contingent$250,000
2021-04-01Listed for sale$250,000
2018-07-12Sold$207,000
2016-05-17Sold$169,000
2014-08-04Sold$153,000

Coming Soon

AgentCole Guthrie
BrokerageBelmont Realty Group

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