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509 S Roosevelt Ave, Lafayette, CO, 80026

3beds
3baths
3,140sqft
$945,000
$301price/sqft
$5,790/moest. monthly cost
$231,600/yrincome needed

About This Home

Perfectly positioned in the heart of Old Town Lafayette, this fully remodeled residence delivers turnkey living with an unbeatable sense of place. Thoughtfully updated from top to bottom, this home features new flooring, fresh interior and exterior paint and an abundance of new windows that fill the space with natural light. The main living areas feel open and inviting, with a spacious living room and a flexible front room. The beautifully redesigned kitchen showcases new cabinetry, new stainless steel appliances, a tiled backsplash and a generous peninsula with seating. An elegant dining area is accented by a contemporary light fixture. The main level primary suite offers a calm retreat with an en-suite bath featuring a large walk-in shower and upgraded fixtures. Outside, an expansive backyard provides endless potential for entertaining or gardening. With a prime Old Town location and a complete modern renovation, this home is a rare opportunity to enjoy Lafayette living at its finest. There's two car off street parking off of the alley.The two-car garage is situated on a separate lot and is not included in the sale.

Getting Around

85
WalkingVery Walkable
0
TransitVery Limited Transit
62
BikeBikeable

Schools

7/10
6/10
Angevine Middle SchoolGrades 6-80.7 mi
9/10
Centaurus High SchoolGrades 9-121.2 mi

Construction

Condition

  • Year built: 1910

Materials

  • Roof: Composition
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Mixed Use

Interior

Appliances

  • Appliances included: Electric Range,Dishwasher,Refrigerator,Microwave
  • Laundry features: Washer/Dryer Hookup

Basement

  • Has basement: Yes
  • Basement: Partial

Bedroom2

  • Level: Upper
  • Area: 160
  • Dimensions: 10 x 16

Bedroom3

  • Level: Upper
  • Area: 240
  • Dimensions: 16 x 15

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 1
  • 3/4 bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2

Dining Room

  • Level: Main
  • Area: 180
  • Dimensions: 12 x 15

Features

  • Eat-in Kitchen,Open Floorplan
  • Door features: French Doors
  • Flooring: Wood
  • Finished area below ground: 760
  • Finished area above ground: 2,380

Heating

  • Heating features: Hot Water,Baseboard

Interior Area

  • Total structure area: 3,140
  • Total interior livable area: 3,140 sqft

Kitchen

  • Level: Main
  • Area: 150
  • Dimensions: 15 x 10

Laundry

  • Level: Main
  • Area: 72
  • Dimensions: 6 x 12

Living Room

  • Level: Main
  • Area: 156
  • Dimensions: 12 x 13

Primary Bedroom

  • Features: 3/4 Primary Bath
  • Level: Main
  • Area: 165
  • Dimensions: 15 x 11

Recreation Room

  • Level: Upper
  • Area: 135
  • Dimensions: 9 x 15

Study

  • Level: Main
  • Area: 42
  • Dimensions: 6 x 7

Property

Accessibility

  • Accessibility features: Main Floor Bath,Accessible Bedroom,Main Level Laundry

Details

  • Parcel number: R0617298
  • Zoning: RES
  • Special condition: Private Owner
  • Exclusions: Sellers personal property and staging furniture

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Patio
  • Fencing: Partial

Lot

  • Lot size: 7,097 sqft
  • Features: Deciduous Trees,Paved,Curbs,Gutters,Sidewalks

Parking

  • Total spaces: 3
  • Parking features: Off Street
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Lightning
Winter Weather
Hail
Tornado

FEMA Declared Disasters Across Colorado Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,778$57,336
Home Insurance *$366$4,392
Property Taxes $409$4,908
Electricity $237$2,844
Total$5,790$69,480
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$198,514/yr
40% on housing$173,700/yr
45% on housing$154,400/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.6%
15.6%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 1.5%
1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$301This listing

vs Other Active Listings

Avg $/sqft

ZIP 80026$271
Boulder County$355

vs Homes Sold Last Month

Median $/sqft

ZIP 80026$306
Boulder County$328

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-14Listed for sale$945,000
2023-12-21Sold$1,139,850
2023-10-19Pending sale$1,199,700
2023-10-02Price change$1,199,700
2023-05-09Price change$1,300,000
2023-03-08Listed for sale$1,500,000
1991-08-13Sold$61,000

For Sale by Agent

AgentPatrick Clowes
Brokeragemilehimodern - Boulder

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