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41 Silver Spruce, Boulder, CO, 80302

2beds
1baths
958sqft
$650,000
$678price/sqft
$3,978/moest. monthly cost
$159,120/yrincome needed

About This Home

Mountain Charm Meets Urban Access! Perfect mountain retreat where community, nature, & convenience converge. Nestled in the intimate Silver Spruce neighborhood, this one-of-a-kind, cottage-style home is located just 10 mins from Pearl St w/ a great value for money. Step inside to an airy space w/ vaulted ceiling, skylights & open floorplan that feels both cozy & expansive. The updated kitchen & bath, stylish flooring, newer Class 4 roof & newer washer/dryer make everything ready for you to move in & embrace the Boulder lifestyle. Outdoor lovers will appreciate close hiking & biking trails w/ Boulder Creek path just a mile away. Foodies will dive into Boulder's gastro scene. After the adventures, immerse yourself in the forested backyard & enjoy the private oasis. Silver Spruce is more than a neighborhood, it's a welcoming community. Residents enjoy access to a historic one-room schoolhouse available for resident gatherings or events, guest parking, snow removal, & common road maintenance.

Getting Around

0
WalkingCar-Dependent
20
TransitMinimal Transit
3
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1940

Materials

  • Roof: Composition
  • Construction materials: Frame,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Range,Dishwasher,Refrigerator,Washer,Dryer

Basement

  • Basement: None

Bedroom2

  • Level: Main
  • Area: 70
  • Dimensions: 7 x 10

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1

Features

  • Eat-in Kitchen,Cathedral Ceiling(s),Open Floorplan
  • Window features: Window Coverings
  • Fireplace features: Free Standing
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 958

Great Room

  • Level: Main
  • Area: 255
  • Dimensions: 15 x 17

Heating & Cooling

  • Heating features: Forced Air,Wood Stove
  • Cooling features: Ceiling Fan(s)

Interior Area

  • Total structure area: 958
  • Total interior livable area: 958 sqft

Kitchen

  • Level: Main
  • Area: 110
  • Dimensions: 10 x 11

Laundry

  • Level: Main
  • Area: 70
  • Dimensions: 7 x 10

Primary Bedroom

  • Features: Shared Primary Bath
  • Level: Main
  • Area: 117
  • Dimensions: 9 x 13

Property

Details

  • Parcel number: R0023473
  • Zoning: Res
  • Special condition: Private Owner
  • Exclusions: Tenants Personal Property

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Patio
  • Fencing: Fenced

Lot

  • Lot size: 7,076 sqft
  • Features: Paved

Parking

  • Total spaces: 1
  • Parking features: Carport
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Wildfire
    WildfireVery High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Avalanche
    AvalancheModerate
  • Landslide
    LandslideModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Lightning
Wildfire
Hail
Inland Flooding
Winter Weather
Avalanche
Landslide
Tornado

FEMA Declared Disasters Across Colorado Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,286$39,432
Home Insurance *$225$2,700
Property Taxes $281$3,372
Electricity $186$2,232
Total$3,978$47,736
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$136,388/yr
40% on housing$119,340/yr
45% on housing$106,080/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.6%
15.6%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 1.5%
1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$678This listing

vs Other Active Listings

Avg $/sqft

ZIP 80302$567
Boulder County$355

vs Homes Sold Last Month

Median $/sqft

ZIP 80302$462
Boulder County$328

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-02Listed for sale$650,000
2025-08-20Listing removed$2,750
2025-07-08Listed for rent$2,750
2025-07-07Listing removed$699,777
2025-06-06Price change$699,777
2025-05-09Listed for sale$734,700
2024-10-05Listing removed$2,650
2024-09-20Price change$2,650
2024-09-10Price change$2,800
2024-08-29Price change$2,900
2024-08-19Listing removed--
2024-08-12Listed for rent$3,000
2024-08-01Price change$739,000
2024-06-27Listed for sale$750,000
2024-03-23Listing removed--
2024-02-14Listed for rent$2,850
2021-10-14Listing removed--
2021-09-22Listed for rent$2,750
2021-08-09Sold$600,000
2021-07-06Pending sale$574,000
2021-06-29Price change$574,000
2021-06-11Listed for sale$599,900
2019-07-17Sold$495,000
2019-06-16Pending sale$495,000
2015-08-27Sold$330,000
1998-07-13Sold$193,000
1994-10-03Sold$177,615

For Sale by Agent

AgentKarolyn Merrill
BrokerageRE/MAX of Boulder, Inc

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