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4313 Naneen Dr, Louisville, KY, 40216

3beds
2baths
1,406sqft
$237,500
$169price/sqft
$1,764/moest. monthly cost
$70,560/yrincome needed

About This Home

All-Brick Ranch with Full Basement in Cloverleaf Acres — Bigger Than It Looks. This 3-bedroom, 1.5-bath brick ranch on Naneen Drive has more space to offer than most in the neighborhood — and the updates are already done. At over 1,400 square feet on the main level plus a full unfinished basement, there is room to live, room to grow, and room to make your own. Hardwood floors run throughout the main living areas. The living room anchors the front of the home with a wood-burning brick fireplace and a large picture window. Just off the living room, the separate dining room connects naturally to the kitchen, keeping the flow easy for everyday living. The kitchen was updated with painted white cabinetry, butcher block countertops, backsplash, and new stainless steel range and refrigerator. New vinyl plank flooring ties it all together. Both bathrooms have been updated. The full bath is a standout — wood-tone vanity, subway tile surround, penny tile floor, and a gold-framed mirror that gives it a design-forward look well above its price point. The half bath got the same thoughtful treatment: black vanity, beadboard wainscoting, and a clean chrome light fixture. The bedrooms offer generous closet space and the full unfinished basement gives you options that most homes in Cloverleaf simply do not have: workshop, storage, home gym, or future finished space — your call. Out back, the flat fenced yard has been improved with tree removal and a French drain system to manage water runoff. A brand-new shed handles all the yard equipment. The new architectural shingle roof (2024) and fresh paint throughout mean the big items are handled. Cloverleaf Acres is a well-established, active neighborhood with mature trees, a brick-heavy housing stock, and quick access to the Watterson Expressway. Iroquois Park — 725 acres of wooded trails, an 18-hole golf course, and the Iroquois Amphitheater — is just minutes away. The sellers are offering a one-year home warranty for buyer's peace of mind. Check out the photos and video tour and schedule your showing today. Homes with this size footprint plus a basement at this price point in Cloverleaf are in demand.

Getting Around

27
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

3/10
1/10
Iroquois High SchoolGrades 9-121.3 mi

Construction

Condition

  • Year built: 1962

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Brick Veneer,Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedroom

  • Level: First

Bedroom

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Level: First

Features

  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,406

Full Bathroom

  • Level: First

Half Bathroom

  • Level: First

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,406
  • Total interior livable area: 1,406 sqft

Kitchen

  • Level: First

Laundry

  • Level: Basement

Living Room

  • Level: First

Primary Bedroom

  • Level: First

Property

Details

  • Parcel number: 090F01490000

Features

  • Stories: 1
  • Patio & porch: Porch
  • Fencing: Partial

Lot

  • Lot size: 7,405 sqft
  • Features: Level
  • Lot size dimensions: 61 x 120 appro x avg

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Inland Flooding
Tornado
Cold Wave
Heat Wave

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,200$14,400
Home Insurance *$157$1,884
Property Taxes $253$3,036
Electricity $154$1,850
Total$1,764$21,168
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$60,480/yr
40% on housing$52,920/yr
45% on housing$47,040/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.3%
6.3%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$169This listing

vs Other Active Listings

Avg $/sqft

ZIP 40216$108
Jefferson County$145

vs Homes Sold Last Month

Median $/sqft

ZIP 40216$140
Jefferson County$160

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-19Price change$237,500
2026-06-26Listed for sale$240,000
2015-08-28Sold$87,500
2010-12-01Sold$78,650

For Sale by Agent

AgentChristine R Lindsey
Brokeragesimpler.realestate

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