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306 Olde Carter Lake Road, Golden, CO, 80403

1beds
0baths
252sqft
$200,000
$794price/sqft
$1,366/moest. monthly cost
$54,640/yrincome needed

About This Home

Welcome to your serene and peaceful retreat located in Coal Creek Canyon, just 45 minutes (33.6mi) from the I-25/I-70 Turnpike. Perched atop an estimated 55-million-year-old rock formation is a real example of Colorado mountain living. A rustic, quaint little cabin that features a new composite deck with breathtaking and astonishing views of your own personal aspen grove. This is an ideal spot for morning coffee, afternoon BBQs, and evening stargazing with your favorite beverage. Nestled amidst this dense, healthy forest is an enchanting aspen grove that brings all types of wildlife, from bears, deer, elk, moose, to cute little foxes. The cabin is a minimalist dream for easy living and minimal maintenance. Whether it's your 2nd home or primary home, you can relax and enjoy the beauty of the mountain life. The cabin features high-speed wired/wireless internet, a bedroom, a sitting/TV area, a table for dining/games, and of course, the deck! What's incredible about the home is the privacy, as it's located at the end of a cul-de-sac, which allows for an escape from city life, with little to no vehicle traffic, yet there are amenities nearby. From the local watering hole, The Canyon Tavern, to the Wondervu café, serving "Mountain Mexican with Altitude" for breakfast, lunch, and dinner. And there is the classic little town of Nederland 20 minutes west, Gross Reservoir, Carter Lake, a disc golf course, a coffee shop, and other restaurants within a 5-10 minute drive.

Getting Around

12
WalkingCar-Dependent
0
TransitNo Nearby Transit
4
BikeSomewhat Bikeable

Schools

9/10

Construction

Condition

  • Year built: 1930

Materials

  • Roof: Rolled/Hot Mop
  • Construction materials: Frame,Log

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Main level bedrooms: 1

Features

  • Finished area above ground: 252

Heating & Cooling

  • Heating features: Electric
  • Cooling features: None

Interior Area

  • Total structure area: 252
  • Total interior livable area: 252 sqft

Property

Details

  • Parcel number: R0025254
  • Zoning: F
  • Special condition: Standard
  • Exclusions: Personal Property

Features

  • Levels: One
  • Stories: 1
  • Fencing: Partial
  • Residential vegetation: Aspen,Mixed,Natural State,Wooded,Partially Wooded

Lot

  • Lot size: 0.77 Acres
  • Features: Many Trees,Mountainous,Rolling Slope,Secluded,Sloped

Parking

  • Total spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Wildfire
    WildfireVery High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Avalanche
    AvalancheModerate
  • Landslide
    LandslideModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Lightning
Wildfire
Hail
Inland Flooding
Winter Weather
Avalanche
Landslide
Tornado

FEMA Declared Disasters Across Colorado Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,011$12,132
Home Insurance *$83$996
Property Taxes $86$1,032
Electricity $186$2,232
Total$1,366$16,392
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$46,834/yr
40% on housing$40,980/yr
45% on housing$36,426/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.6%
15.6%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 1.5%
1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$794This listing

vs Other Active Listings

Avg $/sqft

ZIP 80403$371
Boulder County$356

vs Homes Sold Last Month

Median $/sqft

ZIP 80403$297
Boulder County$328

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-07-31Listed for sale$200,000
2023-08-21Sold$65,000

For Sale by Agent

AgentJohn McGowan
BrokerageFulcrum Real Estate

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