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4586 N 95th Street, Lafayette, CO, 80026

9beds
4baths
5,759sqft
$1,750,000
$304price/sqft
$10,718/moest. monthly cost
$428,720/yrincome needed

About This Home

A Boulder County compound with structure, land, and a clear path forward. Positioned on 3.68 acres along the 95th Street corridor between Lafayette and Boulder, this multi-structure property offers a rare combination of immediate livability and long-term optionality. The site includes a primary residence, guest house, and a collection of additional buildings that support a wide range of uses: residential, retreat center, workspace, storage, creative production, or small-scale agricultural applications (buyer to verify zoning and permitted uses). The main home and guest residence are both livable today, allowing for immediate occupancy while future plans are considered. Beyond the primary living spaces, the property has a dedicated meeting space, private office, barn with finished guest rooms, and additional outbuildings. Each structure serves a purpose, forming a layout that is increasingly difficult to replicate in Boulder County. For buyers seeking more than a single residence, the opportunity lies in how the property can evolve. A current feasibility study is available documenting the site layout, existing structures, and potential paths for improvement or reconfiguration. Early indications suggest that targeted enhancements may offer meaningful increases in usability without requiring complex permitting. The setting itself reinforces the value: privacy, open space surroundings, and proximity to Boulder, Lafayette, and regional trail systems via White Rocks trail head 0.1mi away. This is a location where land, flexibility, and long-term vision carry a premium. This offering is best suited for a buyer who understands how to evaluate property beyond surface-level finishes, someone who sees the advantage in existing infrastructure, separation of space, and the ability to create a highly personalized property over time. A rare opportunity to step into a property that is functional today, and far more than it appears at first glance.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

10/10
6/10
9/10
Centaurus High SchoolGrades 9-125.2 mi

Construction

Condition

  • Year built: 1928

Materials

  • Roof: Composition
  • Construction materials: Frame,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary,Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Freezer,Gas Water Heater,Oven,Range,Range Hood,Refrigerator,Self Cleaning Oven,Washer,Water Purifier
  • Laundry features: In Unit

Basement

  • Has basement: Yes
  • Basement: Finished,Partial

Bathroom

  • Level: Upper
  • Area: 15
  • Dimensions: 5 x 3

Bathroom

  • Level: Main
  • Area: 42
  • Dimensions: 7 x 6

Bathroom

  • Level: Main
  • Area: 56
  • Dimensions: 7 x 8

Bathroom

  • Level: Basement
  • Area: 132
  • Dimensions: 12 x 11

Bedroom

  • Level: Upper
  • Area: 275
  • Dimensions: 25 x 11

Bedroom

  • Level: Upper
  • Area: 154
  • Dimensions: 14 x 11

Bedroom

  • Level: Main
  • Area: 132
  • Dimensions: 12 x 11

Bedroom

  • Level: Main
  • Area: 132
  • Dimensions: 12 x 11

Bedroom

  • Level: Main
  • Area: 132
  • Dimensions: 12 x 11

Bedroom

  • Level: Main
  • Area: 156
  • Dimensions: 13 x 12

Bedroom

  • Level: Main
  • Area: 117
  • Dimensions: 13 x 9

Bedroom

  • Level: Basement
  • Area: 130
  • Dimensions: 13 x 10

Bedroom

  • Level: Basement
  • Area: 130
  • Dimensions: 13 x 10

Bedrooms & Bathrooms

  • Bedrooms: 9
  • Bathrooms: 4
  • Full bathrooms: 2
  • 3/4 bathrooms: 1
  • 1/4 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 5

Bonus Room

  • Level: Upper
  • Area: 140
  • Dimensions: 14 x 10

Dining Room

  • Level: Main
  • Area: 336
  • Dimensions: 28 x 12

Family Room

  • Level: Basement
  • Area: 364
  • Dimensions: 28 x 13

Features

  • Block Counters,Butcher Counters,Ceiling Fan(s),Eat-in Kitchen,Entrance Foyer,High Speed Internet,Kitchen Island,Laminate Counters,Pantry
  • Window features: Double Pane Windows
  • Flooring: Carpet,Linoleum,Wood
  • Number of fireplaces: 1
  • Fireplace features: Dining Room,Family Room,Gas,Living Room,Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 980
  • Finished area above ground: 4,773

Heating & Cooling

  • Heating features: Baseboard,Hot Water,Radiant
  • Cooling features: Evaporative Cooling

Interior Area

  • Total structure area: 5,759
  • Total interior livable area: 5,759 sqft

Kitchen

  • Level: Main
  • Area: 336
  • Dimensions: 24 x 14

Laundry

  • Level: Basement
  • Area: 132
  • Dimensions: 12 x 11

Living Room

  • Level: Main
  • Area: 240
  • Dimensions: 20 x 12

Property

Details

  • Parcel number: R0037016
  • Zoning: A
  • Special condition: Standard
  • Exclusions: Seller's Personal Belongings,All Module Countertop Appliances In The Kitchen,Plugin Humidifiers/Air Purifiers,And Staging Items.

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck,Wrap Around
  • Exterior features: Garden,Lighting,Private Yard,Rain Gutters,Smart Irrigation
  • Fencing: Full,Partial
  • Has view: Yes
  • View description: Lake,Mountain(s),Valley,Water
  • Has water view: Yes
  • Water view: Lake,Water
  • On waterfront: Yes
  • Waterfront features: Stream
  • Residential vegetation: Brush,Cleared,Crop(s),Grass Hay,Grassed,Mixed,Natural State,Wooded,Partially Wooded,Thinned,Xeriscaping
  • Horses can be raised: Yes

Lot

  • Lot size: 3.68 Acres
  • Features: Borders Public Land,Fire Mitigation,Greenbelt,Irrigated,Landscaped,Level,Many Trees,Meadow,Open Space,Secluded,Sprinklers In Front,Sprinklers In Rear

Parking

  • Total spaces: 21
  • Parking features: Circular Driveway,Insulated Garage,Garage Door Opener,Storage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Hail
Lightning
Winter Weather
Strong Wind
Tornado
Wildfire

FEMA Declared Disasters Across Colorado Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $8,848$106,176
Home Insurance *$678$8,136
Property Taxes $758$9,096
Electricity $434$5,217
Total$10,718$128,616
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$367,474/yr
40% on housing$321,540/yr
45% on housing$285,813/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.6%
15.6%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 1.5%
1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$304This listing

vs Other Active Listings

Avg $/sqft

ZIP 80026$271
Boulder County$355

vs Homes Sold Last Month

Median $/sqft

ZIP 80026$306
Boulder County$328

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-05Listed for sale$1,750,000
2004-08-17Sold$675,000
2000-07-06Sold$482,000

For Sale by Agent

AgentKyle Brown
BrokerageLIV Sotheby's International Realty

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