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1100 Silvercrest Ln, Louisville, KY, 40223

3beds
3baths
2,100sqft
$495,000
$236price/sqft
$3,387/moest. monthly cost
$135,480/yrincome needed

About This Home

Hard to find NEW Construction in the established Douglass Hills area! This house boasts: open floor-plan, abundance of natural light, quality finishes throughout, custom quartz kitchen and bathroom countertops, soft-close cabinets, full suite of luxury KitchenAid kitchen appliances + Smeg kitchen hood. HOA covers Lawncare, Water, Trash, Snow removal - This is a Fee Simple (NOT a Condo) neighborhood with (mostly) ''hands-off'' routine maintenance perk

Getting Around

14
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

5/10
8/10
Crosby Middle SchoolGrades 6-80.7 mi
5/10
Eastern High SchoolGrades 9-121.9 mi

Construction

Condition

  • Year built: 2026

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Cement Siding,Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Single Family Residence

Interior

Basement

  • Basement: None

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: First

Features

  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,100

Full Bathroom

  • Level: Second

Great Room

  • Level: First

Half Bathroom

  • Level: First

Heating & Cooling

  • Heating features: Forced Air,Heat Pump
  • Cooling features: Central Air,Heat Pump

Interior Area

  • Total structure area: 2,100
  • Total interior livable area: 2,100 sqft

Kitchen

  • Level: First

Laundry

  • Level: First

Loft

  • Level: Second

Primary Bathroom

  • Level: First

Primary Bedroom

  • Level: First

Property

Details

  • Parcel number: 22292200010000

Features

  • Stories: 2
  • Patio & porch: Patio,Porch

Lot

  • Lot size: 3,920 sqft
  • Features: Level

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Tornado
Heat Wave

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,502$30,024
Home Insurance *$243$2,916
Property Taxes $477$5,724
Electricity $165$1,990
Total$3,387$40,644
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$116,125/yr
40% on housing$101,610/yr
45% on housing$90,320/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.3%
6.3%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$236This listing

vs Other Active Listings

Avg $/sqft

ZIP 40223$215
Jefferson County$144

vs Homes Sold Last Month

Median $/sqft

ZIP 40223$173
Jefferson County$160

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-13Price change$499,900
2026-02-14Listed for sale$524,900
2025-01-07Sold$45,000
2025-01-07Pending sale$45,000
2024-12-26Contingent$45,000
2024-12-19Listed for sale$45,000
2021-11-05Sold$38,500
2021-10-29Pending sale$45,000

For Sale by Agent

AgentDmitriy Zilberman
BrokerageAmeriDream Realtors

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