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3222 Rolling Oak Blvd, Louisville, KY, 40214

4beds
3baths
2,693sqft
$449,900
$167price/sqft
$3,212/moest. monthly cost
$128,480/yrincome needed

About This Home

Welcome to Oak Hill Estates, a highly sought-after South End neighborhood offering the perfect blend of convenience and tranquility. Ideally located near shopping, dining, and expressways, this beautiful home provides easy access to everyday amenities while maintaining the peaceful feel of country living. The seller is offering a remodeling concession, giving you the opportunity to personalize the home with the finishes and updates that best suit your style. With generous living space, a desirable location, and the flexibility to make it your own, this property is an exceptional opportunity to create your dream home in one of the area's most desirable communities. Step inside to a spacious formal dining room that flows seamlessly into the impressive family room, featuring soaring 14-foot ceilings, elegant crown molding, and an inviting open layout. The eat-in kitchen is designed for both everyday living and entertaining, showcasing beautiful hardwood flooring, a raised breakfast bar, and direct sightlines into the living room. The thoughtfully designed first floor offers a split-bedroom layout for added privacy. The spacious primary suite is tucked away and features a lighted tray ceiling, luxurious ensuite bath with dual vanities, whirlpool tub, separate shower, ceramic tile flooring, and a generous walk-in closet. A convenient mudroom/laundry room includes built-in cabinetry and a coat closet for added functionality. With 4 bedrooms, 3 full baths, and a finished walkout basement, this home offers room for everyone. The lower level is built for entertaining with an expansive additional family room, laminate flooring, stylish bar with granite countertops, bonus room perfect for an office, gym, or guest space, plus abundant storage and a utility room. Step outside to enjoy the private backyard, beautifully framed by mature trees, creating a peaceful retreat perfect for relaxing or entertaining. This home truly offers the space, layout, and amenities today's buyers are looking for. Schedule your private showing today!

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
2
BikeSomewhat Bikeable

Schools

2/10
1/10
Doss High SchoolGrades 9-120.7 mi

Construction

Condition

  • Year built: 2001

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Walkout Finished

Bedroom

  • Level: First
  • Area: 132
  • Dimensions: 11.00 x 12.00

Bedroom

  • Level: First
  • Area: 132
  • Dimensions: 11.00 x 12.00

Bedroom

  • Level: Basement
  • Area: 175.2
  • Dimensions: 12.00 x 14.60

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Level: First
  • Area: 132
  • Dimensions: 11.00 x 12.00

Family Room

  • Level: Basement
  • Area: 858
  • Dimensions: 33.00 x 26.00

Features

  • Finished area below ground: 910
  • Finished area above ground: 1,783

Full Bathroom

  • Level: First
  • Area: 40
  • Dimensions: 5.00 x 8.00

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,783
  • Total interior livable area: 2,693 sqft

Kitchen

  • Level: First
  • Area: 190
  • Dimensions: 10.00 x 19.00

Laundry

  • Level: First
  • Area: 36
  • Dimensions: 6.00 x 6.00

Living Room

  • Level: First
  • Area: 240
  • Dimensions: 15.00 x 16.00

Other

  • Level: Basement
  • Area: 195
  • Dimensions: 13.00 x 15.00

Primary Bathroom

  • Level: First
  • Area: 81
  • Dimensions: 9.00 x 9.00

Primary Bedroom

  • Level: First
  • Area: 214.5
  • Dimensions: 13.00 x 16.50

Property

Details

  • Parcel number: 24332400340000

Features

  • Stories: 1
  • Patio & porch: Deck
  • Fencing: None

Lot

  • Lot size: 0.29 Acres

Parking

  • Total spaces: 2
  • Parking features: Off Street,Attached,Entry Front,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Heat Wave

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,274$27,288
Home Insurance *$295$3,540
Property Taxes $431$5,172
Electricity $212$2,552
Total$3,212$38,544
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$110,125/yr
40% on housing$96,360/yr
45% on housing$85,653/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.3%
6.3%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$167This listing

vs Other Active Listings

Avg $/sqft

ZIP 40214$127
Jefferson County$145

vs Homes Sold Last Month

Median $/sqft

ZIP 40214$141
Jefferson County$160

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-08Price change$424,900
2026-07-30Price change$449,900
2026-07-16Price change$459,900
2026-06-23Price change$469,900
2026-06-16Price change$482,900
2026-05-19Listed for sale$489,900
2013-09-24Sold$260,500

For Sale by Agent

AgentSharon Y Gazaway-Bell
BrokerageBellMan Realty LLC

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