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10803 Jimson St, Prospect, KY, 40059

5beds
5baths
3,857sqft
$875,000
$227price/sqft
$5,692/moest. monthly cost
$227,680/yrincome needed

About This Home

Welcome to 10803 Jimson St - A charming home blends classic design with everyday comfort, creating a warm and inviting atmosphere from the moment you arrive. The welcoming southern porch sets the tone, leading into a bright and open interior with tall ceilings, rich hand-scraped hardwood floors, and plenty of natural light that fills the space with a spacious yet cozy feel. The spacious living room showcases elegant coffered ceilings, built-in shelving, and a cozy gas fireplace, all seamlessly connecting to the open-concept kitchen. Perfect for both culinary inspiration and entertaining, the kitchen features custom cabinetry, granite countertops, and a generous dining area. A large walk-in pantry and Upstairs, you'll find two bedrooms connected by a shared bathroom with individual vanities, as well as a fantastic en suite located above the garage perfect for guests, kids bedroom or an office. The refined primary suite features vaulted ceilings, a spa-like en suite bath, and private access to the second-story balcony overlooking the park and putting green. The 1,000 sq ft finished basement offers a spacious bedroom, full bathroom, walk-in closet, and a large family room complete with custom built-in entertainment cabinetry - ideal space for guests, hobbies, or a comfortable second living area. Enjoy serene views of the park and putting green just across the street - your own peaceful retreat. Step outside to a thoughtfully designed outdoor space featuring a screened-in porch, low-maintenance artificial turf, and a paved patio perfect for relaxing evenings, weekend gatherings, or simply unwinding after a long day. Located in the heart of Norton Commons, this home gives you access to everything the vibrant community has to offer: parks, playgrounds, schools, dog parks, local businesses, , the YMCA, and oval park for live music events in the summer. It's more than a home it's a lifestyle. Come experience life at Norton Commons. Schedule your private tour today!

Getting Around

67
WalkingSomewhat Walkable
0
TransitVery Limited Transit
48
BikeSomewhat Bikeable

Schools

8/10
Norton Commons ElementaryGrades PK-50.1 mi
4/10
Kammerer Middle SchoolGrades 6-84.2 mi
8/10
Ballard High SchoolGrades 9-124.5 mi

Construction

Condition

  • Year built: 2015

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Cement Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Finished

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Basement

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Dining Room

  • Level: First

Family Room

  • Level: Basement

Features

  • Open Floorplan
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 1,000
  • Finished area above ground: 2,857

Full Bathroom

  • Level: Second

Full Bathroom

  • Level: Second

Full Bathroom

  • Level: Basement

Half Bathroom

  • Level: First

Heating & Cooling

  • Heating features: MiniSplit/Ductless,Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,857
  • Total interior livable area: 3,857 sqft

Kitchen

  • Level: First

Laundry

  • Level: Second

Living Room

  • Level: First

Mud Room

  • Level: First

Primary Bathroom

  • Level: Second

Primary Bedroom

  • Level: Second

Property

Details

  • Parcel number: 367609350000

Features

  • Stories: 2
  • Pool features: Association,Community
  • Patio & porch: Screened Porch,Patio,Porch
  • Exterior features: Balcony
  • Fencing: Privacy,Full

Lot

  • Lot size: 2,613 sqft
  • Features: Covt/Restr

Parking

  • Total spaces: 2
  • Parking features: Attached,Entry Rear
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Inland Flooding
Cold Wave
Heat Wave
Winter Weather

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,424$53,088
Home Insurance *$345$4,140
Property Taxes $619$7,428
Electricity $304$3,655
Total$5,692$68,304
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$195,154/yr
40% on housing$170,760/yr
45% on housing$151,786/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.3%
6.3%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$227This listing

vs Other Active Listings

Avg $/sqft

ZIP 40059$277
Jefferson County$144

vs Homes Sold Last Month

Median $/sqft

ZIP 40059$213
Jefferson County$160

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-24Listed for sale$925,000
2025-11-02Listing removed$925,000
2025-08-06Price change$925,000
2025-07-19Listed for sale$939,000

For Sale by Agent

AgentKeren Benabou
BrokerageRE/MAX Premier Properties

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