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16707 Bisley Pl, Louisville, KY, 40245

4beds
5baths
4,442sqft
$845,000
$190price/sqft
$5,833/moest. monthly cost
$233,320/yrincome needed

About This Home

GARDINER PARK is an upscale established neighborhood with lake(s) featuring walking trails that offer a tranquil lovely atmosphere. This home has a Kentucky traditional facade with an ultra-contemporary interior that says WOW and different from the rest! Low exterior maintenance allows for super easy living for the pro(s) on the go! Dramatic open design; two story custom gas fireplace in the great room, a well-appointed kitchen, custom cabinetry, Kucht high end appliances; 8 burner gas vented range, generous counter seating and a butler's pantry to complete the experience. The dining area is spacious and exits to a covered deck allowing for indoor-outdoor entertaining. First floor primary suite features an extraordinarily elegant bathroom to include contemporary double custom vanities, private commode with bidet and a (heated tile floor). The primary closet is outstanding with the finest well planned compartmental space. First floor laundry room with high end washer and dryer and an expansive smart utility space. The second level bedrooms are spacious with lovely trim designs, elegant bathrooms and custom tile work. Designed for elevated entertaining this finished basement offers fantastic ceiling height with a sensational granite bar, a stainless beverage refrigerator, and abundant built in cabinetry with glass doors to display the special spirits! The basement space will accommodate a variety of furnishings, fully equipped with a guest bedroom and a stunning full bathroom. The exterior highlights include front and rear irrigation. A true pleasure to show!

Getting Around

18
WalkingCar-Dependent
0
TransitVery Limited Transit
16
BikeSomewhat Bikeable

Schools

8/10
Stopher Elementary SchoolGrades PK-53.2 mi
8/10
Crosby Middle SchoolGrades 6-86.0 mi
5/10
Eastern High SchoolGrades 9-124.4 mi

Construction

Condition

  • Year built: 2025

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Vinyl Siding,Brick Veneer,Aluminum Siding,Stone Veneer

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary,Traditional
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Finished

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Basement

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Dining Area

  • Level: First

Features

  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 1,786
  • Finished area above ground: 2,656

Foyer

  • Level: First

Great Room

  • Level: First

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,656
  • Total interior livable area: 4,442 sqft

Kitchen

  • Level: First

Laundry

  • Level: First

Living Room

  • Level: First

Loft

  • Level: Second

Media Room

  • Level: Basement

Other

  • Level: First

Other

  • Level: Basement

Other

  • Level: Basement

Primary Bedroom

  • Level: First

Property

Details

  • Parcel number: 21369801160000

Features

  • Stories: 2
  • Patio & porch: Deck,Porch
  • Fencing: None

Lot

  • Lot size: 6,098 sqft
  • Features: Covt/Restr,Dead End,Storm Sewer

Parking

  • Total spaces: 2
  • Parking features: Attached,Entry Front,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Heat Wave
Inland Flooding

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,272$51,264
Home Insurance *$396$4,752
Property Taxes $815$9,780
Electricity $350$4,209
Total$5,833$69,996
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$199,988/yr
40% on housing$174,990/yr
45% on housing$155,546/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.3%
6.3%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$190This listing

vs Other Active Listings

Avg $/sqft

ZIP 40245$197
Jefferson County$145

vs Homes Sold Last Month

Median $/sqft

ZIP 40245$171
Jefferson County$160

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-11Price change$850,000
2026-05-05Price change$865,000
2026-04-21Price change$895,000
2026-04-17Price change$899,000
2026-03-27Price change$899,900
2026-02-05Price change$920,000
2026-01-21Price change$930,000
2026-01-08Price change$940,000
2025-11-07Price change$950,000
2025-10-22Price change$1,050,000
2025-09-19Price change$1,175,000
2018-02-13Listed for sale$49,024

For Sale by Agent

AgentDonna M Limer
BrokerageColdwell Banker McMahan

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