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509 Riverside Dr, Lyons, CO, 80540

1beds
0baths
400sqft
$225,000
$563price/sqft
$1,518/moest. monthly cost
$60,720/yrincome needed

About This Home

Cute 1 bedroom get-a-way cabin on the South St. Vrain in Riverside. Open floor-plan, vaulted, beamed ceiling. Propane furnace & stove. Water is currently pulled from the river but a well is possible. Current bathroom is an outhouse, but a vault is possible, check with Boulder County Health Dept. Sold furnished except for 2 hutches in living room and some personal property. Easy access. Sold in As-Is condition.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

8/10
Lyons Elementary SchoolGrades PK-59.5 mi
8/10

Construction

Condition

  • Year built: 1940

Materials

  • Roof: Composition
  • Construction materials: Frame,Wood Siding,Painted/Stained

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Range,Refrigerator,Microwave

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 1

Features

  • Open Floorplan,High Ceilings,Beamed Ceilings
  • Window features: Window Coverings
  • Finished area above ground: 400

Heating

  • Heating features: Forced Air

Interior Area

  • Total structure area: 400
  • Total interior livable area: 400 sqft

Kitchen

  • Level: Main
  • Area: 63
  • Dimensions: 7 x 9

Living Room

  • Level: Main
  • Area: 210
  • Dimensions: 14 x 15

Primary Bedroom

  • Level: Main
  • Area: 63
  • Dimensions: 7 x 9

Property

Details

  • Parcel number: R0053589
  • Zoning: F
  • Special condition: Private Owner
  • Exclusions: 2 small hutches in livingroom

Features

  • Levels: One
  • Stories: 1
  • Fencing: Chain Link
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Waterfront features: Abuts Stream/Creek/River,River,River Front,Stream(s),Waterfront

Lot

  • Lot size: 0.60 Acres
  • Features: Wooded,Evergreen Trees,Deciduous Trees,Native Plants,Level,Sloped,Steep Slope,Rock Outcropping,Waterfront

Parking

  • Total spaces: 1
  • Parking features: Off Street
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Wildfire
    WildfireVery High
  • Avalanche
    AvalancheModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Wildfire
Avalanche
Hail
Inland Flooding
Landslide
Lightning
Winter Weather

FEMA Declared Disasters Across Colorado Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,137$13,644
Home Insurance *$98$1,176
Property Taxes $97$1,164
Electricity $186$2,232
Total$1,518$18,216
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$52,045/yr
40% on housing$45,540/yr
45% on housing$40,480/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.6%
15.6%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 1.5%
1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$563This listing

vs Other Active Listings

Avg $/sqft

ZIP 80540$274
Boulder County$356

vs Homes Sold Last Month

Median $/sqft

ZIP 80540$325
Boulder County$328

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-12Price change$199,000
2026-07-06Listed for sale$225,000

For Sale by Agent

AgentLance P Bieber
BrokerageBerkshire Hathaway HomeServices Rocky Mountain, Realtors-Boulder

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