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2508 Riverside Dr, Lyons, CO, 80540

3beds
3baths
2,249sqft
$829,000
$369price/sqft
$5,098/moest. monthly cost
$203,920/yrincome needed

About This Home

Set along the sunny side of picturesque Riverside Drive, this rare 1.6-acre mountain retreat offers an exceptional combination of privacy, water, flexibility, and easy year-round access. Although across from the South St. Vrain River, the river is beautifully present - seen and heard from the home and two south-facing balconies. A long-established waterway runs through the backyard alongside a peaceful pond, creating a lush, private outdoor oasis deeply connected to the landscape. Inside, the remodeled open kitchen features knotty alder cabinetry, granite counters, a large gathering island, and a dual-fuel oven, all framed by three large windows overlooking the landscaping. The living room's wood-burning fireplace is both a charming centerpiece and a capable heat source for the home, complementing the boiler system - and the screened-in balcony just off the living room is the perfect place to relax to the sounds of the river. The spacious main-floor primary suite is a true spa-like retreat, featuring a gas fireplace, bay window, steam shower, rough-in for a soaking tub, and a connected breezeway with 220V ready for a future hot tub. A secondary bedroom enjoys its own private balcony with river views. The walkout lower level offers a large third bedroom or family room with half bath, workshop with exterior entrance, attached one-car garage, and generous storage. A separate cabin with propane, electric, water, and septic opens wonderful possibilities as a guest retreat, studio, office, or potential rental - buyers should verify uses with Boulder County. A detached garage with carport provides space for vehicles and mountain gear, while satellite internet supports modern life and work-from-home flexibility. Both the main home & cabin enjoy easy paved-road access. All of this just 20-30 minutes from Lyons and Boulder, yet feeling like a world away - a rare opportunity to own space, sunshine, water, privacy, and flexibility in one unforgettable mountain property.

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
3
BikeSomewhat Bikeable

Schools

8/10
Lyons Elementary SchoolGrades PK-511.1 mi
8/10

Construction

Condition

  • Year built: 1972

Materials

  • Roof: Composition
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cabin
  • Property subType: Cabin

Interior

Appliances

  • Appliances included: Electric Range,Dishwasher,Refrigerator,Washer,Dryer,Freezer

Basement

  • Has basement: Yes
  • Basement: Full,Partially Finished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 3/4 bathrooms: 1
  • Main level bathrooms: 2

Features

  • Central Vacuum
  • Window features: Window Coverings
  • Finished area below ground: 576
  • Finished area above ground: 1,673

Heating

  • Heating features: Baseboard

Interior Area

  • Total structure area: 2,249
  • Total interior livable area: 2,249 sqft

Kitchen

  • Level: Main
  • Area: 100
  • Dimensions: 10 x 10

Primary Bedroom

  • Level: Main
  • Area: 225
  • Dimensions: 15 x 15

Property

Details

  • Parcel number: R0053956
  • Zoning: F
  • Special condition: Private Owner

Features

  • Levels: One
  • Stories: 1
  • Has view: Yes
  • View description: Mountain(s)

Lot

  • Lot size: 1.54 Acres
  • Features: Sloped

Parking

  • Total spaces: 2
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Wildfire
    WildfireVery High
  • Avalanche
    AvalancheModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Wildfire
Avalanche
Hail
Inland Flooding
Landslide
Lightning
Winter Weather

FEMA Declared Disasters Across Colorado Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,191$50,292
Home Insurance *$362$4,344
Property Taxes $359$4,308
Electricity $186$2,232
Total$5,098$61,176
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$174,788/yr
40% on housing$152,940/yr
45% on housing$135,946/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.6%
15.6%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 1.5%
1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$369This listing

vs Other Active Listings

Avg $/sqft

ZIP 80540$266
Boulder County$355

vs Homes Sold Last Month

Median $/sqft

ZIP 80540$325
Boulder County$328

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-07Listed for sale$849,000
1995-11-02Sold$176,500

For Sale by Agent

AgentJill Allington
BrokerageRE/MAX Nexus

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