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1919 Lydia Dr #97, Lafayette, CO, 80026

3beds
2baths
1,890sqft
$440,000
$233price/sqft
$2,770/moest. monthly cost
$110,800/yrincome needed

About This Home

Welcome to this beautifully updated home in one of Lafayette's most peaceful and sought-after neighborhoods within the Boulder Valley School District. Perfectly situated across from open space, you'll enjoy sweeping Flatirons views, miles of scenic walking and biking trails, and the tree-lined beauty of Coal Creek just steps from your front door. Whether you're relaxing on the patio or heading out for an evening walk, the setting offers a rare combination of privacy, tranquility, and outdoor recreation. Inside, you'll find tasteful updates throughout that create a bright, modern, move-in-ready space. The living area is centered around a cozy wood-burning fireplace, while central air conditioning and a smart thermostat provide year-round comfort. Smart home features include a thumbprint keyless entry system with remote access for added convenience and peace of mind.The thoughtfully designed floor plan places all three bedrooms on the upper level, creating a functional layout with privacy between the living and sleeping spaces. Throughout the home, you'll appreciate abundant storage, while the spacious unfinished basement offers flexibility for future expansion. Outside, ample parking provides convenience for both residents and guests, while the quiet, private neighborhood offers a welcoming atmosphere. The HOA provides low-maintenance, lock-and-leave living, making this home an excellent fit for first-time buyers, busy professionals, or anyone looking to simplify without sacrificing comfort or location. Located within walking distance to the grocery store, this home combines an exceptional location, modern updates, smart home technology, and easy access to Colorado's incredible outdoor lifestyle. Ride your bike to the Farmer's Market, Acreage Brewery and Cidery or The Great Outdoors Water Park. Enjoy miles of nearby trails and the peaceful surroundings that make this setting so special. This is Colorado living at its best!

Getting Around

42
WalkingCar-Dependent
0
TransitVery Limited Transit
46
BikeSomewhat Bikeable

Schools

5/10
Ryan Elementary SchoolGrades PK-50.3 mi
6/10
Angevine Middle SchoolGrades 6-80.7 mi
9/10
Centaurus High SchoolGrades 9-120.2 mi

Construction

Condition

  • Year built: 1980

Materials

  • Roof: Composition
  • Construction materials: Frame,Brick

Type & Style

  • Home type: Condo
  • Architectural style: Legal Conforming
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Electric Range,Dishwasher,Refrigerator,Microwave,Disposal

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedroom2

  • Level: Upper
  • Area: 120
  • Dimensions: 10 x 12

Bedroom3

  • Level: Upper
  • Area: 99
  • Dimensions: 9 x 11

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • Pantry
  • Fireplace features: Gas
  • Fireplace: Yes
  • Finished area above ground: 1,260

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,260
  • Total interior livable area: 1,890 sqft

Kitchen

  • Level: Main
  • Area: 100
  • Dimensions: 10 x 10

Living Room

  • Level: Main

Primary Bedroom

  • Level: Upper
  • Area: 150
  • Dimensions: 10 x 15

Property

Details

  • Parcel number: R0084102
  • Attached to another structure: Yes
  • Zoning: MFR
  • Special condition: Private Owner
  • Exclusions: Furniture/Personal/Staged Property

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Patio
  • Fencing: Fenced

Lot

  • Lot size: 0.40 Acres
  • Features: Level,Paved,Gutters,Sidewalks

Parking

  • Total spaces: 1
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Hail
    HailRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Lightning
Hail
Winter Weather
Cold Wave
Inland Flooding
Strong Wind
Tornado

FEMA Declared Disasters Across Colorado Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,224$26,688
Home Insurance *$170$2,040
Property Taxes $190$2,280
Electricity $186$2,232
Total$2,770$33,240
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$94,971/yr
40% on housing$83,100/yr
45% on housing$73,866/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.6%
15.6%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 1.5%
1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$233This listing

vs Other Active Listings

Avg $/sqft

ZIP 80026$274
Boulder County$356

vs Homes Sold Last Month

Median $/sqft

ZIP 80026$306
Boulder County$328

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-23Listed for sale$440,000
2023-09-21Sold$445,500
2023-08-21Pending sale$449,500
2023-08-15Price change$449,500
2023-07-14Price change$459,000
2023-06-19Listed for sale$465,000
2023-01-04Listing removed--
2022-10-19Price change$449,000
2022-10-07Listed for sale$469,000
2015-04-30Sold$225,000

For Sale by Agent

AgentKathleen Haas
BrokerageColorado Realty 4 Less, LLC

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