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8050 Niwot Road #40, Longmont, CO, 80503

2beds
1baths
882sqft
$290,000
$329price/sqft
$1,908/moest. monthly cost
$76,320/yrincome needed

About This Home

Incredible Value & Easy Living in Niwot! This rarely available 2-bedroom Cottonwood condo delivers exceptional convenience with just a 20-minute commute to Boulder. And Seller will pay first year's HOA and sewer fees -- an additional savings of over $5000! Featuring brand-new carpet, this light-filled home blends comfort and charm with a stylish kitchen, clean interiors, and a cozy wood-burning fireplace. Enjoy seamless indoor-outdoor living on your large private deck, nestled beneath mature trees—perfect for relaxing after a busy day. The practical layout supports effortless living, with water and trash included in the HOA, adding everyday convenience and peace of mind. Set in a tranquil, tree-lined community, the condo feels like a private retreat while remaining one block from Niwot’s Market Center, local shops, fabulous restaurants, beautiful parks, and walking trails. Quick access to Boulder, Longmont, and surrounding areas. Additional amenities include nearby tennis and pickleball courts, ample off-street parking for residents and guests, and a cat-friendly policy (dogs not permitted). This is a fantastic opportunity to enjoy low-maintenance living in one of Niwot’s most desirable neighborhoods.

Getting Around

59
WalkingSomewhat Walkable
22
TransitMinimal Transit
66
BikeBikeable

Schools

9/10
Niwot Elementary SchoolGrades PK-51.0 mi
3/10
Sunset Middle SchoolGrades 6-83.9 mi
9/10
Niwot High SchoolGrades 9-121.2 mi

Construction

Condition

  • Year built: 1971

Materials

  • Roof: Composition
  • Construction materials: Frame

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Oven,Range,Refrigerator

Bedroom

  • Level: Main
  • Area: 144
  • Dimensions: 12 x 12

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Dining Room

  • Level: Main
  • Area: 64
  • Dimensions: 8 x 8

Features

  • Finished area above ground: 882
  • Common walls with other units/homes: 1 Common Wall

Heating & Cooling

  • Heating features: Hot Water
  • Cooling features: Air Conditioning-Room

Interior Area

  • Total structure area: 882
  • Total interior livable area: 882 sqft

Kitchen

  • Level: Main
  • Area: 96
  • Dimensions: 8 x 12

Living Room

  • Level: Main
  • Area: 120
  • Dimensions: 10 x 12

Other

  • Level: Main
  • Area: 144
  • Dimensions: 12 x 12

Other

  • Level: Main

Property

Details

  • Parcel number: R0090204
  • Attached to another structure: Yes
  • Special condition: Standard
  • Exclusions: Any Staging Items.

Features

  • Levels: One
  • Stories: 1

Parking

  • Total spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Hail
Lightning
Winter Weather
Inland Flooding
Strong Wind
Tornado
Wildfire

FEMA Declared Disasters Across Colorado Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,466$17,592
Home Insurance *$131$1,572
Property Taxes $125$1,500
Electricity $186$2,232
Total$1,908$22,896
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$65,417/yr
40% on housing$57,240/yr
45% on housing$50,880/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.6%
15.6%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 1.5%
1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$329This listing

vs Other Active Listings

Avg $/sqft

ZIP 80503$391
Boulder County$356

vs Homes Sold Last Month

Median $/sqft

ZIP 80503$268
Boulder County$328

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-25Listed for sale$290,000
2026-03-09Listing removed$290,000
2026-01-15Price change$290,000
2025-10-21Price change$320,000
2025-09-19Price change$330,000
2025-09-04Price change$340,000
2025-07-24Price change$345,000
2025-05-01Listed for sale$350,000
2009-12-18Sold$108,500
2009-10-11Listed for sale$111,900
2006-03-29Sold$123,000
1994-10-04Sold$76,250

For Sale by Agent

AgentKimberly Henry
BrokerageKimberly Henry

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