305 Maggie Street, Longmont, CO, 80501
About This Home
Are you looking for a home in Longmont under $500,000? This is the opportunity you've been waiting for. This property offers exceptional value and the chance to build equity in a prime location. Welcome to Mill Village, one of Longmont's well-established and welcoming neighborhoods. Conveniently located just minutes from Ken Pratt Blvd (Hwy 119), this property offers easy access to Downtown Longmont, Boulder, and I-25, all within the highly acclaimed St. Vrain Valley School District. This multi-level home features 4 bedrooms, 4 bathrooms, and a finished basement. You'll appreciate the open and functional floor plan featuring vaulted ceilings, abundant natural light, and hardwood flooring throughout the main level. The spacious living room is anchored by a cozy gas fireplace and flows seamlessly into the dining area and kitchen, which offers generous cabinet space and storage. The lower-level family room provides additional living space and features a second fireplace, creating a warm and inviting atmosphere for gatherings or relaxation. Upstairs, the generously sized primary suite includes a walk-in closet and five-piece ensuite bathroom. Two additional bedrooms and a full bathroom complete the upper level, while a fourth bedroom in the basement offers flexibility for guests, a home office, or hobby space. Outside, the fully fenced backyard is shaded by mature trees, providing privacy and a peaceful outdoor retreat. $4,000 lender credit available from preferred lender for buyers that qualify. Please call the listing agent for details. Don't miss out on this opportunity - schedule your private tour today!
Getting Around
Car-Dependent
No Nearby Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2000
Materials
- Roof: Composition
- Construction materials: Cement Siding,Frame
Type & Style
- Home type: SingleFamily
- Architectural style: Contemporary
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Gas Water Heater,Humidifier,Microwave,Oven,Range,Refrigerator
Basement
- Has basement: Yes
- Basement: Crawl Space,Finished
Bathroom
- Features: Primary Suite
- Level: Upper
Bathroom
- Level: Upper
Bathroom
- Level: Lower
Bathroom
- Level: Basement
Bedroom
- Features: Primary Suite
- Level: Upper
- Area: 224
- Dimensions: 14 x 16
Bedroom
- Level: Upper
- Area: 110
- Dimensions: 10 x 11
Bedroom
- Level: Upper
- Area: 110
- Dimensions: 10 x 11
Bedroom
- Level: Basement
- Area: 132
- Dimensions: 12 x 11
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 2
- 1/2 bathrooms: 2
Dining Room
- Level: Main
- Area: 100
- Dimensions: 10 x 10
Family Room
- Level: Lower
- Area: 220
- Dimensions: 20 x 11
Features
- Ceiling Fan(s),Five Piece Bath,High Ceilings,Kitchen Island,Laminate Counters,Open Floorplan,Pantry,Primary Suite,Radon Mitigation System,Smoke Free,Vaulted Ceiling(s),Walk-In Closet(s)
- Window features: Double Pane Windows,Window Coverings
- Flooring: Carpet,Linoleum,Tile,Wood
- Number of fireplaces: 2
- Fireplace features: Family Room,Living Room
- Fireplace: Yes
- Finished area below ground: 360
- Finished area above ground: 1,770
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 2,178
- Total interior livable area: 2,178 sqft
Kitchen
- Level: Main
- Area: 247
- Dimensions: 19 x 13
Laundry
- Level: Basement
Living Room
- Level: Main
- Area: 234
- Dimensions: 13 x 18
Property
Details
- Parcel number: R0140858
- Special condition: Standard
- Exclusions: Seller's Personal Property
Features
- Levels: Tri-Level
- Patio & porch: Covered,Front Porch
- Exterior features: Private Yard
- Fencing: Full
- Has view: Yes
- View description: City
Lot
- Lot size: 4,792 sqft
- Features: Landscaped,Level,Many Trees,Sprinklers In Front,Sprinklers In Rear
Parking
- Total spaces: 2
- Parking features: Concrete,Lighted
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Hail
- Winter Weather
- Strong Wind
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters Across Colorado Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,523 | $30,276 |
| Home Insurance * | $236 | $2,832 |
| Property Taxes | $216 | $2,592 |
| Electricity | $186 | $2,232 |
| Total | $3,161 | $37,932 |
Income You'd Need if You Spent...
Colorado FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-09 | Price change | $499,000 |
| 2026-06-19 | Listed for sale | $519,000 |
| 2014-06-30 | Sold | $270,000 |
| 2014-04-01 | Listed for sale | $279,900 |
| 2000-09-22 | Sold | $211,065 |
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