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48 Moss Lane, Dumont, CO, 80436

2beds
3baths
2,346sqft
$835,000
$356price/sqft
$4,914/moest. monthly cost
$196,560/yrincome needed

About This Home

Nestled in the forest near Idaho Springs this home offers a serene setting backing to Mill Creek. Just imagine enjoying your coffee from your expansive back patio while listening to the creek flow past… If “forest bathing” is your perfect type of mental & physical wellness this home will not disappoint you. There is a pergola-covered deck w/ a porch swing & so many places for a hammock that create ideal spaces for entertaining or relaxing. Inside, the updated kitchen is both functional & inviting w/ quartz countertops, new fixtures & lighting, double oven, dishwasher, & SS refrigerator. There is ample room at the counter for entertaining & a large dining area for your get-togethers. The bonus room would make a great office or potential for 3rd bedroom w/ built in seating, storage & an updated half bathroom. The living room is a showstopper with soaring T&G ceilings and 2 stories of floor to ceiling windows. Updated LVP flooring, storage and a gorgeous wood burning fireplace. The living room opens to the back deck that spans the back of the house and overlooks Mill Creek. Upstairs, the spacious primary suite is large and open with vaulted ceilings, a private patio to enjoy the forest and creek, and a luxurious bath with vaulted ceilings, a soaking tub framed by floor-to-ceiling windows, glass shower and a dry sauna. An additional large bedroom, full bath, laundry room, and a large loft with vaulted ceilings—ideal for a studio, yoga space, or observatory—complete the upper level.The walk-out lower level features a cozy den with a wood-burning stove, backyard access, generous storage, and entry from the garage. Surrounded by walking trails and located just 40 minutes to Golden and 45 minutes to world-class skiing at Winter Park or Copper Mountain, this home offers the perfect balance of tranquility and adventure. Just minutes from the new Idaho Springs Gondola which is part of the Virginia Canyon Mountain Bike Park. Long term and short term rentals allowed.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
15
BikeSomewhat Bikeable

Schools

--
Carlson Elementary SchoolGrades PK-67.2 mi
2/10
Clear Creek Middle SchoolGrades 7-813.6 mi
4/10
Clear Creek High SchoolGrades 9-1213.6 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1982

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Frame,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Mountain Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Disposal,Double Oven,Dryer,Gas Water Heater,Microwave,Oven,Refrigerator,Washer
  • Laundry features: In Unit

Basement

  • Has basement: Yes
  • Basement: Daylight,Exterior Entry,Finished,Interior Entry,Partial,Walk-Out Access

Bathroom

  • Level: Main

Bathroom

  • Features: En Suite Bathroom,Primary Suite
  • Level: Upper
  • Area: 130
  • Dimensions: 10 x 13

Bathroom

  • Level: Upper

Bedroom

  • Features: Primary Suite
  • Level: Upper
  • Area: 204
  • Dimensions: 12 x 17

Bedroom

  • Level: Upper
  • Area: 187
  • Dimensions: 11 x 17

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Dining Room

  • Level: Main
  • Area: 130
  • Dimensions: 10 x 13

Family Room

  • Level: Basement
  • Area: 462
  • Dimensions: 21 x 22

Features

  • Built-in Features,Ceiling Fan(s),Eat-in Kitchen,Five Piece Bath,High Ceilings,Kitchen Island,Pantry,Primary Suite,Quartz Counters,Sauna,Smoke Free,Sound System,T&G Ceilings,Vaulted Ceiling(s),Walk-In Closet(s)
  • Flooring: Carpet,Tile,Vinyl,Wood
  • Number of fireplaces: 3
  • Fireplace features: Family Room,Kitchen,Living Room,Wood Burning,Wood Burning Stove
  • Fireplace: Yes
  • Finished area below ground: 498
  • Finished area above ground: 1,848

Heating & Cooling

  • Heating features: Baseboard,Electric,Wood,Wood Stove
  • Cooling features: None

Interior Area

  • Total structure area: 2,346
  • Total interior livable area: 2,346 sqft

Kitchen

  • Level: Main
  • Area: 340
  • Dimensions: 17 x 20

Laundry

  • Level: Upper

Living Room

  • Level: Main
  • Area: 462
  • Dimensions: 21 x 22

Loft

  • Level: Upper

Property

Details

  • Parcel number: 183714103003
  • Zoning: MR-1
  • Special condition: Standard
  • Exclusions: Sellers Personal Belongings And Staging Items. All Furniture And Housewares Are Negotiable With Sale.

Features

  • Levels: Three Or More
  • Patio & porch: Covered,Deck,Front Porch,Patio
  • Exterior features: Balcony,Lighting,Private Yard
  • Spa features: Steam Room
  • Fencing: None
  • Has view: Yes
  • View description: Mountain(s),Water
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Waterfront features: River Front,Stream,Waterfront
  • Residential vegetation: Aspen,Brush,Natural State,Partially Wooded,Wooded

Lot

  • Lot size: 1.37 Acres
  • Features: Borders National Forest,Fire Mitigation,Many Trees,Mountainous,Near Ski Area,Open Space,Secluded

Parking

  • Total spaces: 4
  • Parking features: Concrete
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Avalanche
    AvalancheVery High
  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningVery High
  • Hail
    HailRelatively High
  • Wildfire
    WildfireRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Landslide
    LandslideModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Avalanche
Inland Flooding
Lightning
Hail
Wildfire
Winter Weather
Landslide
Strong Wind
Tornado

FEMA Declared Disasters Across Colorado Counties

Fire
Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,222$50,664
Home Insurance *$228$2,736
Property Taxes $278$3,336
Electricity $186$2,232
Total$4,914$58,968
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$168,480/yr
40% on housing$147,420/yr
45% on housing$131,040/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.6%
15.6%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 5.5%
5.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$356This listing

vs Other Active Listings

Avg $/sqft

ZIP 80436$259
Clear Creek County$224

vs Homes Sold Last Month

Median $/sqft

ZIP 80436$211
Clear Creek County$329

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-11Listed for sale$835,000
2018-09-20Sold$530,000
2018-08-29Pending sale$549,900
2018-08-10Listed for sale$549,900

For Sale by Agent

AgentChantel Campbell
BrokerageMadison & Company Properties

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