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2547 Mill Creek Road, Dumont, CO, 80436

2beds
3baths
1,422sqft
$750,000
$527price/sqft
$4,432/moest. monthly cost
$177,280/yrincome needed

About This Home

This incredible mountain home sits right along the river, offering the kind of peaceful, soul-resetting setting that instantly makes you exhale. Surrounded by nature and tucked away from it all, it feels completely private and secluded—where the only sounds are the flowing water and the breeze through the trees. Just minutes from Idaho Springs with its charming restaurants and shops, and right off I-70 for easy access to world-class skiing, you get the rare combination of total escape without sacrificing convenience. It’s quiet, it’s beautiful, it’s the kind of place you truly unwind. Whether you’re looking for a dreamy family getaway or a proven short-term rental, this property delivers on both lifestyle and investment potential.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
15
BikeSomewhat Bikeable

Schools

--
Carlson Elementary SchoolGrades PK-66.8 mi
2/10
Clear Creek Middle SchoolGrades 7-813.2 mi
4/10
Clear Creek High SchoolGrades 9-1213.2 mi

Construction

Condition

  • Year built: 2001

Materials

  • Foundation: Concrete Perimeter
  • Roof: Composition
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Microwave,Oven,Range,Refrigerator,Self Cleaning Oven,Tankless Water Heater,Washer

Bathroom

  • Level: Upper

Bathroom

  • Level: Main

Bathroom

  • Level: Main

Bedroom

  • Level: Upper

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 1

Dining Room

  • Level: Upper

Features

  • Ceiling Fan(s),Entrance Foyer,Granite Counters,High Ceilings,Primary Suite,Walk-In Closet(s)
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning
  • Fireplace: Yes
  • Finished area above ground: 1,422

Heating & Cooling

  • Heating features: Baseboard,Hot Water,Wood Stove
  • Cooling features: None

Interior Area

  • Total structure area: 1,422
  • Total interior livable area: 1,422 sqft

Kitchen

  • Level: Upper

Laundry

  • Level: Main

Living Room

  • Level: Upper

Property

Details

  • Parcel number: 183714402005
  • Zoning: MR-1
  • Special condition: Standard
  • Exclusions: None

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck
  • Has view: Yes
  • View description: Mountain(s)

Lot

  • Lot size: 1.04 Acres
  • Features: Borders National Forest,Flood Zone,Many Trees,Near Ski Area,Sloped

Parking

  • Total spaces: 1
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Avalanche
    AvalancheVery High
  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningVery High
  • Hail
    HailRelatively High
  • Wildfire
    WildfireRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Landslide
    LandslideModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Avalanche
Inland Flooding
Lightning
Hail
Wildfire
Winter Weather
Landslide
Strong Wind
Tornado

FEMA Declared Disasters Across Colorado Counties

Fire
Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,792$45,504
Home Insurance *$204$2,448
Property Taxes $250$3,000
Electricity $186$2,232
Total$4,432$53,184
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$151,954/yr
40% on housing$132,960/yr
45% on housing$118,186/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.6%
15.6%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 5.5%
5.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$527This listing

vs Other Active Listings

Avg $/sqft

ZIP 80436$276
Clear Creek County$225

vs Homes Sold Last Month

Median $/sqft

ZIP 80436$211
Clear Creek County$329

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-09Listed for sale$799,000
2022-04-01Sold$805,000
2016-11-07Sold$332,500

For Sale by Agent

AgentRandi Bevington
BrokerageJPAR Modern Real Estate

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