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467 Virginia St, Buffalo, NY, 14202

3beds
2baths
6,723sqft
$554,900
$83price/sqft
$5,025/moest. monthly cost
$201,000/yrincome needed

About This Home

3/3 Duplex Townhome - Stunning Historic Buffalo French Chateau Style Home. The Home was built in 1894 by FH Loverin as a Photography Studio and later Sold to a Portrait Photographer - Howard Beach. This two-story townhome has Moorish Architect Details with original hand painted ceilings and walls. Ornate oak woodwork, hardwood floors throughout recently all refinished, all original light fixtures, many new leaded glass windows, wainscoting, exquisite fireplaces, Charming Entryway, first floor features living room, library with built ins and gas fplc, formal din room, kitchen, The second-floor highlights two spacious bedrooms, and a 13 X 6 Bonus Room, full bath and Laundry. Private Outdoor space. Townhouse side rentable for added income. Townhouse features living room, second living room, dining room, kitchen , ½ bath and grand staircase to additional bedrooms. Updated boilers for both - 1 in 2024 & 1 5 years ago, updated electrical systems, roof restored, new drain tile & sump pumps in basement, New windows have been installed in attic 2/2026. Additional details listed on an MLS Attachment with work Completed (over $175,000 plus $31,000 still do be done - work listed that Seller has contracted prior to Closing by Buffalo Best – invoice is attached. Also listed as a multi family [B1659233] and as commercial [B1664052].

Getting Around

95
WalkingWalker's Paradise
61
TransitGood Transit
91
BikeBiker's Paradise

Construction

Condition

  • Property condition: Resale
  • Year built: 1894

Materials

  • Foundation: Stone
  • Roof: Other,See Remarks
  • Construction materials: Brick,Frame,Other

Type & Style

  • Home type: SingleFamily
  • Architectural style: Historic/Antique,Two Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Gas Oven,Gas Range,Gas Water Heater,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Full

Bedroom1

  • Level: Second

Bedroom2

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Dining Room

  • Level: First

Features

  • Ceiling Fan(s),Separate/Formal Dining Room,Separate/Formal Living Room
  • Flooring: Ceramic Tile,Hardwood,Varies
  • Number of fireplaces: 2
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Gas,Other,See Remarks,Forced Air
  • Cooling features: Other,See Remarks

Interior Area

  • Total structure area: 6,723
  • Total interior livable area: 6,723 sqft

Living Room

  • Level: First

Other

  • Level: First

Other

  • Level: Second

Other

  • Level: Second

Property

Details

  • Parcel number: 1402001112200009001000
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Patio
  • Exterior features: Patio

Lot

  • Lot size: 3,920 sqft
  • Features: Rectangular,Rectangular Lot,Residential Lot
  • Lot size dimensions: 50 x 80

Parking

  • Parking features: No Garage,No Driveway

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Winter Weather
Tsunami

FEMA Declared Disasters in Erie County and New York

Flood
Severe Storm
Snowstorm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,805$33,660
Home Insurance *$314$3,768
Property Taxes $795$9,540
Electricity $1,111$13,332
Total$5,025$60,300
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$172,285/yr
40% on housing$150,750/yr
45% on housing$134,000/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.9%
-0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$83This listing

vs Other Active Listings

Avg $/sqft

ZIP 14202$296
Erie County$156

vs Homes Sold Last Month

Median $/sqft

ZIP 14202$267
Erie County$190

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-11Price change$599,900
2026-03-18Price change$649,900
2026-02-24Price change$699,900
2026-01-22Listed for sale$749,000
2023-08-11Listing removed--
2023-08-03Price change$1,400
2023-07-17Price change$1,850
2023-07-05Price change$2,400
2023-04-27Listed for rent$2,600
2023-04-14Listing removed--
2023-03-02Listed for rent$2,400
2022-05-01Listing removed--
2022-04-29Price change$1,800
2022-04-20Price change$2,400
2022-04-05Price change$2,500
2022-03-31Listed for rent$2,700
2014-06-18Sold$250,000

For Sale by Agent

AgentJoel P Calabrese
BrokerageHUNT Real Estate Corporation

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