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2342 Seneca St, Buffalo, NY, 14210

5beds
2baths
7,748sqft
$449,900
$58price/sqft
$4,477/moest. monthly cost
$179,080/yrincome needed

About This Home

Fantastic investment opportunity! This updated property has two buildings, each with a storefront and updated apartment above. Sitting across the street from Cazenovia park, with charming curb appeal perfect for the vibrant Seneca Street shopping district. This property brings in over $55,000/year in gross rental income. The upper apartment units have 3 beds, 1 bath each, with in-unit laundry. The storefronts each have 1 bathroom and additional storage. The seller has fully renovated the buildings, including: new roof, windows, all mechanicals (HVAC, electrical, and plumbing), kitchens and bathrooms, flooring, exterior facade, and siding all within the last 10 years!

Getting Around

69
WalkingSomewhat Walkable
31
TransitSome Transit
72
BikeVery Bikeable

Schools

4/10
2/10
South Park High SchoolGrades 9-121.1 mi
3/10
Discovery SchoolGrades PK-80.8 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1930

Materials

  • Construction materials: Vinyl Siding,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Mixed Use

Interior

Appliances

  • Appliances included: Gas Water Heater

Basement

  • Has basement: Yes
  • Basement: Partial

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Hardwood,Tile,Varies,Vinyl

Heating

  • Heating features: Gas,Forced Air

Interior Area

  • Total structure area: 7,748
  • Total interior livable area: 7,748 sqft

Property

Details

  • Parcel number: 1402001333500003054100
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 7,318 sqft
  • Features: Rectangular,Rectangular Lot,Residential Lot
  • Lot size dimensions: 60 x 122

Parking

  • Parking features: Other,See Remarks

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Cold Wave
    Cold WaveRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Inland Flooding
Cold Wave
Winter Weather
Heat Wave
Tornado
Tsunami

FEMA Declared Disasters in Erie County and New York

Flood
Severe Storm
Snowstorm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,274$27,288
Home Insurance *$279$3,348
Property Taxes $644$7,728
Electricity $1,280$15,365
Total$4,477$53,724
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$153,497/yr
40% on housing$134,310/yr
45% on housing$119,386/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.9%
-0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$58This listing

vs Other Active Listings

Avg $/sqft

ZIP 14210$90
Erie County$156

vs Homes Sold Last Month

Median $/sqft

ZIP 14210$128
Erie County$190

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-24Listed for sale$449,900
2025-12-15Listing removed$1,500
2025-10-31Listed for rent$1,500
2022-03-24Listing removed--
2022-03-21Listed for rent$1,250
2017-05-19Sold$35,000

For Sale by Agent

AgentBrian Hillery
BrokerageHUNT Real Estate ERA

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