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340 Rhode Island St, Buffalo, NY, 14213

10beds
4baths
9,702sqft
$350,000
$36price/sqft
$4,078/moest. monthly cost
$163,120/yrincome needed

About This Home

Don’t miss this exceptional investment opportunity! This well-maintained mixed-used property features four Residential units - two spacious 3-bedroom apartments and two 2-bedroom apartments, along with a full lower level commercial space, perfect for retail or office use. High-rise ceilings & beautiful natural woodwork. Updates throughout, including newer roof, windows, mechanics, and plumbing. Separate utilities. Close to all the shops, restaurants, and all the growth happening in the West Side. MUST-SEE opportunity for investors and owner-occupants. Also listed as commercial at ML#B1655330.

Getting Around

88
WalkingVery Walkable
48
TransitSome Transit
74
BikeVery Bikeable

Construction

Condition

  • Property condition: Resale
  • Year built: 1910

Materials

  • Foundation: Block,Stone
  • Roof: Asphalt
  • Construction materials: Vinyl Siding,Wood Siding,PEX Plumbing

Type & Style

  • Home type: MultiFamily
  • Architectural style: Fourplex
  • Property subType: Quadruplex,Multi Family

Interior

Appliances

  • Appliances included: Gas Water Heater

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 10
  • Bathrooms: 4
  • Full bathrooms: 4

Features

  • Ceiling Fan(s)
  • Flooring: Hardwood,Tile,Varies,Vinyl

Heating

  • Heating features: Gas,Forced Air

Interior Area

  • Total structure area: 9,702
  • Total interior livable area: 9,702 sqft

Property

Details

  • Parcel number: 1402000995100005034000
  • Zoning description: Residential Multi Use
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck
  • Exterior features: Deck,Fence
  • Fencing: Partial

Lot

  • Lot size: 4,504 sqft
  • Features: Rectangular,Rectangular Lot,Residential Lot
  • Lot size dimensions: 53 x 85

Parking

  • Parking features: No Driveway

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Winter Weather
Tsunami

FEMA Declared Disasters in Erie County and New York

Flood
Severe Storm
Snowstorm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,769$21,228
Home Insurance *$205$2,460
Property Taxes $501$6,012
Electricity $1,603$19,240
Total$4,078$48,936
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$139,817/yr
40% on housing$122,340/yr
45% on housing$108,746/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.9%
-0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$36This listing

vs Other Active Listings

Avg $/sqft

ZIP 14213$110
Erie County$156

vs Homes Sold Last Month

Median $/sqft

ZIP 14213$125
Erie County$190

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-20Listed for sale$350,000
2026-03-31Listing removed$375,000
2025-12-19Listed for sale$375,000
2025-08-13Pending sale$375,000
2025-06-04Listed for sale$375,000
1996-11-21Sold$10,500

For Sale by Agent

AgentAngelique Leon
BrokerageHUNT Real Estate Corporation

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