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3911 Main Street, Amherst, NY, 14226

2beds
2baths
4,627sqft
$829,000
$179price/sqft
$6,473/moest. monthly cost
$258,920/yrincome needed

About This Home

3911 Main Street appears to be a strong mixed-use investment property in the town of Amherst. 3911 Main Street formerly utilized as a medical office, the commercial space is well-suited for health care professionals. office users or a variety of business uses. The property also features two apartments, great for rental income potential or owner occupancy.

Getting Around

48
WalkingCar-Dependent
0
TransitVery Limited Transit
51
BikeBikeable

Schools

6/10
Windermere Blvd SchoolGrades PK-50.7 mi
7/10
Amherst Middle SchoolGrades 6-80.9 mi
9/10

Construction

Condition

  • Year built: 1900

Materials

  • Foundation: Concrete Perimeter
  • Construction materials: Advanced Framing Technique

Type & Style

  • Home type: MultiFamily
  • Architectural style: A-Frame
  • Property subType: Duplex,Multi Family

Interior

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • First Floor Full Bath

Heating & Cooling

  • Heating features: Baseboard
  • Cooling features: None

Interior Area

  • Total structure area: 4,627
  • Total interior livable area: 4,627 sqft

Property

Details

  • Parcel number: 1422897907118
  • Special condition: None
  • Other equipment: None

Lot

  • Lot size: 0.34 Acres
  • Features: Back Yard,Cleared,Front Yard,Near Public Transit,Near School,Near Shops,Paved,Stone/Brick Wall
  • Lot size dimensions: 85 x 175

Parking

  • Total spaces: 28
  • Parking features: Driveway,Garage
  • Has garage: Yes
  • Attached garage spaces: 25
  • Covered spaces: 25
  • Has uncovered spaces: Yes
  • Carport: Yes
  • Carport spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Winter Weather
Tsunami

FEMA Declared Disasters in Erie County and New York

Flood
Severe Storm
Snowstorm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,191$50,292
Home Insurance *$330$3,960
Property Taxes $1,188$14,256
Electricity $764$9,175
Total$6,473$77,676
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$221,931/yr
40% on housing$194,190/yr
45% on housing$172,613/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.9%
-0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$179This listing

vs Other Active Listings

Avg $/sqft

ZIP 14226$176
Erie County$156

vs Homes Sold Last Month

Median $/sqft

ZIP 14226$202
Erie County$190

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-09Price change$829,000
2024-12-09Price change$899,000
2024-11-13Listed for sale$679,000
2020-03-04Sold$400,000

For Sale by Agent

AgentMohammed A. Ohid
BrokerageSignature Premier Properties

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