See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

158 Lake St, Hamburg, NY, 14075

5beds
3baths
2,773sqft
$425,000
$153price/sqft
$3,350/moest. monthly cost
$134,000/yrincome needed

About This Home

Prime village location! This 5-bedroom 3 full bath property has it all including a third-floor game room. This property is located in the business district on Lake Street; building can easily be converted to offices or retail space. Amazing just completed Library/Office with built in bookshelves and a gorgeous fireplace with mantle. Large master bedroom with master bath with 4 additional bedrooms on the second floor. Living room with gas fireplace. Formal dining room. Large fully applianced eat in kitchen that opens to covered patio. Recently updated heating and A/C system. Full basement. Detached 2.5 car garage. Note the 71' x 330' lot that can easily add additional parking. So many options available for this well cared for property. Opportunity awaits!!!!!! Also listed under Commercial see ML# B1670963--Open house Saturday May 2, 2026-- 11-1 P.M.

Getting Around

56
WalkingSomewhat Walkable
0
TransitVery Limited Transit
51
BikeBikeable

Schools

8/10
Hamburg Middle SchoolGrades 6-80.8 mi
9/10
Hamburg High SchoolGrades 9-120.6 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1909

Materials

  • Foundation: Block,Stone
  • Roof: Asphalt
  • Construction materials: Other,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Gas Oven,Gas Range,Gas Water Heater,Refrigerator
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 1

Features

  • Den,Separate/Formal Dining Room,Entrance Foyer,Eat-in Kitchen,Separate/Formal Living Room,Home Office,Bath in Primary Bedroom
  • Flooring: Carpet,Tile,Varies
  • Number of fireplaces: 1
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,773
  • Total interior livable area: 2,773 sqft

Property

Details

  • Parcel number: 1448031950800005007000
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Patio
  • Exterior features: Concrete Driveway,Patio

Lot

  • Lot size: 0.54 Acres
  • Features: Rectangular,Rectangular Lot,Residential Lot
  • Lot size dimensions: 71 x 330

Parking

  • Total spaces: 2.5
  • Parking features: Detached,Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2.5
  • Covered spaces: 2.5

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Ice Storm
    Ice StormModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Winter Weather
Ice Storm
Tornado
Tsunami

FEMA Declared Disasters in Erie County and New York

Flood
Severe Storm
Snowstorm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,149$25,788
Home Insurance *$134$1,608
Property Taxes $609$7,308
Electricity $458$5,499
Total$3,350$40,200
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$114,857/yr
40% on housing$100,500/yr
45% on housing$89,333/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.9%
-0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$153This listing

vs Other Active Listings

Avg $/sqft

ZIP 14075$172
Erie County$156

vs Homes Sold Last Month

Median $/sqft

ZIP 14075$216
Erie County$190

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-28Listed for sale$425,000
2022-07-01Sold$388,700
2022-03-28Pending sale$389,900
2022-01-25Listed for sale$389,900

For Sale by Agent

AgentKevin G Cullen
BrokerageHoward Hanna WNY Inc.

Similar Homes