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189 Buffalo St, Hamburg, NY, 14075

2beds
2baths
2,981sqft
$315,000
$106price/sqft
$2,634/moest. monthly cost
$105,360/yrincome needed

About This Home

Prime Mixed-Use Investment Opportunity in the Village of Hamburg. This well positioned mixed-use property features two commercial units and one residential apartment, offering a strong blend of income and stability. The first-floor commercial spaces are currently occupied by a dog grooming business and a retail boutique, both benefiting from excellent street visibility and consistent local traffic. The upper unit consists of a residential apartment, providing additional steady rental income. Situated in the heart of the Village of Hamburg, this property is surrounded by established businesses, restaurants, and neighborhood amenities, making it an attractive location for both commercial tenants and residents alike. Ideal for investors seeking a mixed-use asset in a highly desirable south towns location.

Getting Around

78
WalkingVery Walkable
0
TransitVery Limited Transit
55
BikeBikeable

Schools

8/10
Hamburg Middle SchoolGrades 6-80.7 mi
9/10
Hamburg High SchoolGrades 9-120.5 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1940

Materials

  • Construction materials: Block,Concrete

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family

Interior

Appliances

  • Appliances included: Gas Water Heater

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Tile,Varies,Vinyl

Heating

  • Heating features: Gas,Forced Air,Radiator(s)

Interior Area

  • Total structure area: 2,981
  • Total interior livable area: 2,981 sqft

Property

Details

  • Parcel number: 1448031960500006014000
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 6,368 sqft
  • Features: Near Public Transit,Rectangular,Rectangular Lot
  • Lot size dimensions: 35 x 182

Parking

  • Parking features: Two or More Spaces

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Winter Weather
Tsunami

FEMA Declared Disasters in Erie County and New York

Flood
Severe Storm
Snowstorm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,592$19,104
Home Insurance *$99$1,188
Property Taxes $451$5,412
Electricity $492$5,911
Total$2,634$31,608
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$90,308/yr
40% on housing$79,020/yr
45% on housing$70,240/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.9%
-0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$106This listing

vs Other Active Listings

Avg $/sqft

ZIP 14075$173
Erie County$156

vs Homes Sold Last Month

Median $/sqft

ZIP 14075$216
Erie County$190

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-27Listed for sale$315,000
1999-02-24Sold$76,000

For Sale by Agent

AgentDaniel Demont
BrokerageMain Woods Real Estate

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