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16430 Highway 126, Sisters, OR, 97759

5beds
3baths
3,200sqft
$1,750,000
$547price/sqft
$11,855/moest. monthly cost
$474,200/yrincome needed

About This Home

Highly private and peaceful waterfront acreage with approximately 1200' of accessible Whychus Creek frontage located a short distance from downtown Sisters. Interior of home features: Open floor plan; Large entertainer kitchen with locally crafted Cedar cabinets, granite and black walnut counters, maple hardwood floors leading into dining and living rooms which all have unobstructed views of Whychus Creek; Primary en suite and an additional bedroom/bathroom on the main level; Three remaining bedrooms, full bathroom, large bonus room are downstairs along with large utility room. Exterior features: Huge upper and lower decks with Creek views; 3.5 irrigated acres, flat pasture for hay production; EFU zoning with low taxes and multiple possible farm uses; Feeder barn, pole barn and detached garage for all covered storage and/or farm animals; Great mixture of Ponderosa Pine trees and Aspen tree groves. Home functions as a permanent home or also has a terrific vacation rental history.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
50
BikeBikeable

Schools

8/10
7/10
Sisters Middle SchoolGrades 6-82.9 mi
8/10
Sisters High SchoolGrades 9-123.2 mi

Construction

Condition

  • Year built: 1976

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Northwest
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Microwave,Range,Range Hood,Refrigerator,Washer,Water Heater

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3

Features

  • Built-in Features,Ceiling Fan(s),Enclosed Toilet(s),Granite Counters,Kitchen Island,Open Floorplan,Solid Surface Counters,Tile Counters,Tile Shower
  • Window features: Double Pane Windows,Wood Frames
  • Flooring: Carpet,Hardwood,Stone,Tile
  • Fireplace features: Family Room,Insert,Living Room,Wood Burning
  • Fireplace: Yes
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Ductless,Electric,Heat Pump,Zoned
  • Cooling features: Ductless,Heat Pump

Interior Area

  • Total structure area: 3,200
  • Total interior livable area: 3,200 sqft

Property

Details

  • Parcel number: 143114
  • Zoning description: EFU/RR10
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Spa features: Indoor Spa/Hot Tub
  • Waterfront features: Creek

Lot

  • Lot size: 15.28 Acres
  • Features: Rock Outcropping,Sloped,Wooded

Parking

  • Total spaces: 2
  • Parking features: Detached,Driveway,Gravel,RV Access/Parking
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Wildfire
    WildfireVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Avalanche
    AvalancheModerate
  • Hail
    HailModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate
  • Volcanic Activity
    Volcanic ActivityModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Wildfire
Inland Flooding
Avalanche
Hail
Landslide
Lightning
Volcanic Activity
Winter Weather

FEMA Declared Disasters in Deschutes County and Oregon

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $8,848$106,176
Home Insurance *$411$4,932
Property Taxes $2,306$27,672
Electricity $290$3,484
Total$11,855$142,260
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$406,457/yr
40% on housing$355,650/yr
45% on housing$316,133/yr

Oregon FAIR Plan Programs

Oregon FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,377Commercial: 170
Total Premiums$3.07M
Total Exposure$840.98M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.3%
13.3%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$547This listing

vs Other Active Listings

Avg $/sqft

ZIP 97759$401
Deschutes County$360

vs Homes Sold Last Month

Median $/sqft

ZIP 97759$391
Deschutes County$380

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-15Listed for sale$1,750,000
2026-03-09Listing removed$1,750,000
2026-01-05Listed for sale$1,750,000
2022-04-15Sold$1,625,000
2022-03-09Pending sale$1,725,000
2022-03-07Listed for sale$1,725,000
2021-11-02Listing removed--
2021-07-31Price change$1,725,000
2021-05-25Listed for sale$1,875,000
2021-01-01Listing removed--
2020-09-28Listed for sale$1,850,000
2019-11-01Listing removed$1,750,000
2019-03-16Price change$1,750,000
2018-10-05Listed for sale$1,850,000

For Sale by Agent

AgentTim Kizziar
BrokerageKizziar Property Co.

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