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19209 Cartwright Ct, Bend, OR, 97702

4beds
5baths
4,348sqft
$3,600,000
$828price/sqft
$24,386/moest. monthly cost
$975,440/yrincome needed

About This Home

Tucked on a quiet cul-de-sac with expansive high-desert views, this modern home blends refined finishes with smart, effortless living. A whole-home Control4 system manages AV, lighting, heating, water, security, electric shades, and more--delivering exceptional comfort and efficiency throughout. Sunlit living spaces feature elevated design details, warm wood accents, and seamless indoor-outdoor flow. The chef-inspired kitchen, serene primary suite, and inviting guest rooms evoke an atmosphere of understated luxury. Set within the sought-after Tetherow community, residents enjoy exceptional golf, miles of trails, and a welcoming neighborhood park with barbecue facilities, plus quick access to world-class hiking, biking, and skiing. Just minutes from downtown, vibrant dining, shopping, and everything Bend has to offer, this home is perfectly suited as a full-time residence or an adventure-ready retreat--offering sophistication, convenience, and the very best of Central Oregon living.

Getting Around

0
WalkingCar-Dependent
0
TransitNo Nearby Transit
64
BikeBikeable

Schools

8/10
10/10
Cascade Middle SchoolGrades 6-81.2 mi
10/10
Summit High SchoolGrades 9-121.3 mi

Construction

Condition

  • Year built: 2017

Materials

  • Foundation: Stemwall
  • Roof: Metal
  • Construction materials: Frame

Other

  • Builder name: Arrowood

Type & Style

  • Home type: SingleFamily
  • Architectural style: Northwest
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Instant Hot Water,Cooktop,Dishwasher,Disposal,Double Oven,Dryer,Microwave,Range Hood,Refrigerator,Washer,Water Heater,Water Softener,Wine Refrigerator,Other

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 5

Features

  • Smart Lock(s),Smart Light(s),Breakfast Bar,Built-in Features,Ceiling Fan(s),Central Vacuum,Double Vanity,Dual Flush Toilet(s),Enclosed Toilet(s),Granite Counters,Kitchen Island,Linen Closet,Open Floorplan,Pantry,Primary Downstairs,Smart Thermostat,Soaking Tub,Solid Surface Counters,Tile Shower,Vaulted Ceiling(s),Walk-In Closet(s),Wired for Data,Wired for Sound
  • Window features: Double Pane Windows
  • Flooring: Carpet,Hardwood,Tile
  • Fireplace features: Gas,Great Room
  • Fireplace: Yes
  • Common walls with other units/homes: No Common Walls,No One Above,No One Below

Heating & Cooling

  • Heating features: Forced Air,Heat Pump,Natural Gas,Zoned
  • Cooling features: Central Air,Heat Pump,Zoned

Interior Area

  • Total structure area: 4,348
  • Total interior livable area: 4,348 sqft

Property

Details

  • Parcel number: 262426
  • Zoning description: UAR10, DR
  • Special condition: Standard
  • Exclusions: Personal property

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered Deck,Deck,Patio,Porch
  • Exterior features: Outdoor Kitchen
  • Has view: Yes
  • View description: Mountain(s),Golf Course,Neighborhood,Territorial

Lot

  • Lot size: 0.64 Acres
  • Features: Drip System,Landscaped,Level,Native Plants,On Golf Course,Sprinkler Timer(s),Sprinklers In Front,Sprinklers In Rear

Parking

  • Total spaces: 3
  • Parking features: Asphalt,Attached,Driveway,Electric Vehicle Charging Station(s),Garage Door Opener,Storage,Workshop in Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Hail
Lightning
Wildfire
Winter Weather

FEMA Declared Disasters in Deschutes County and Oregon

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $18,203$218,436
Home Insurance *$698$8,376
Property Taxes $5,091$61,092
Electricity $394$4,735
Total$24,386$292,632
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$836,091/yr
40% on housing$731,580/yr
45% on housing$650,293/yr

Oregon FAIR Plan Programs

Oregon FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,377Commercial: 170
Total Premiums$3.07M
Total Exposure$840.98M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.3%
13.3%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$828This listing

vs Other Active Listings

Avg $/sqft

ZIP 97702$415
Deschutes County$359

vs Homes Sold Last Month

Median $/sqft

ZIP 97702$357
Deschutes County$380

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-14Pending sale$3,600,000
2026-02-23Listed for sale$3,600,000
2024-10-24Sold$3,250,000
2024-08-29Price change$3,399,995
2024-07-01Price change$3,475,000
2024-02-12Price change$3,500,000
2024-02-07Price change$3,600,000
2024-01-30Price change$3,650,000
2023-08-19Listed for sale$3,700,000
2021-11-23Sold$2,850,000
2020-06-22Sold$1,782,000
2020-06-05Pending sale$1,895,000
2020-05-04Price change$1,895,000
2020-03-04Listed for sale$1,995,000
2018-06-15Sold$1,566,649
2018-02-01Pending sale$1,424,025
2018-02-01Listed for sale$1,424,025

For Sale by Agent

AgentNatalie Elizabeth Nolte
BrokerageEngel & Voelkers Bend

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