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1635 W Florida Avenue, Denver, CO, 80223

4beds
2baths
1,930sqft
$510,000
$264price/sqft
$3,208/moest. monthly cost
$128,320/yrincome needed

About This Home

Charming brick bungalow, positioned in the heart of the highly desirable Ruby Hill neighborhood. Offering a rare blend of classic character, modern convenience, and incredible financial flexibility, this home is a standout opportunity for any buyer. The House-Hack Opportunity is tailor-made for the savvy buyer looking to build wealth through real estate. The intelligent, dual-level layout features two completely independent living spaces, each offering two spacious bedrooms and one full bathroom. With a fully equipped second kitchen located in the basement, this home is perfectly configured for a "house-hack"—live on one level and rent out the other to offset your mortgage, or utilize the space for seamless multi-generational living. NOTE: BASEMENT BEDROOMS DO NOT HAVE EGRESS WINDOWS AND ARE NON-CONFORMING. The interior is bright, inviting, and move-in ready complemented by beautiful wood flooring. The kitchen has been thoughtfully updated to include quartz countertops and generous storage. The lower level mirrors this functional design, providing a high-quality, private living area that maximizes the property's overall utility. The expansive 7,750-square-foot lot backs directly to a tranquil gulch and dedicated bike path, offering immediate access to miles of scenic nature trails. Located just across the street from the renowned Levitt Pavilion, you will have front-row access to premier summer concert series and community events, all while enjoying the peaceful atmosphere of Ruby Hill. You are minutes away from the vibrant dining, shopping, and entertainment districts that make Denver one of the most exciting places to live. This is a unique opportunity to own a property that serves as both a comfortable home and a versatile financial asset. Schedule your showing today to experience the incredible potential of this Ruby Hill gem.

Getting Around

48
WalkingCar-Dependent
30
TransitSome Transit
59
BikeBikeable

Schools

2/10
Godsman Elementary SchoolGrades PK-50.4 mi
6/10
Grant Middle SchoolGrades 6-81.4 mi
1/10

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1962

Materials

  • Roof: Composition
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow,Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Microwave,Range,Refrigerator,Washer
  • Laundry features: In Unit

Basement

  • Has basement: Yes
  • Basement: Partial

Bathroom

  • Level: Main

Bathroom

  • Level: Basement

Bedroom

  • Level: Main

Bedroom

  • Level: Main

Bedroom

  • Level: Basement

Bedroom

  • Level: Basement

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Family Room

  • Level: Main

Features

  • Built-in Features,Ceiling Fan(s),Eat-in Kitchen,Quartz Counters
  • Flooring: Laminate,Tile,Wood
  • Number of fireplaces: 1
  • Fireplace features: Family Room,Wood Burning Stove
  • Fireplace: Yes
  • Finished area below ground: 700
  • Finished area above ground: 1,132

Heating & Cooling

  • Heating features: Forced Air,Wood Stove
  • Cooling features: Air Conditioning-Room

Interior Area

  • Total structure area: 1,930
  • Total interior livable area: 1,930 sqft

Kitchen

  • Level: Basement

Kitchen

  • Level: Main

Property

Details

  • Parcel number: 521200051
  • Zoning: E-SU-DX
  • Special condition: Standard
  • Exclusions: None

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Front Porch,Patio
  • Exterior features: Private Yard
  • Fencing: Partial
  • Waterfront features: Stream

Lot

  • Lot size: 7,840 sqft
  • Features: Greenbelt,Level

Parking

  • Total spaces: 10
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailVery High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hail
Lightning
Tornado
Cold Wave
Inland Flooding
Strong Wind
Winter Weather

FEMA Declared Disasters Across Colorado Counties

Fire
Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,578$30,936
Home Insurance *$245$2,940
Property Taxes $199$2,388
Electricity $186$2,232
Total$3,208$38,496
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$109,988/yr
40% on housing$96,240/yr
45% on housing$85,546/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.7%
12.7%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.8%
2.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$264This listing

vs Other Active Listings

Avg $/sqft

ZIP 80223$194
Denver County$262

vs Homes Sold Last Month

Median $/sqft

ZIP 80223$336
Denver County$352

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-31Price change$510,000
2026-07-11Listed for sale$525,000
2023-08-01Sold$525,000
2023-06-22Pending sale$535,000
2023-06-16Listed for sale$535,000
2016-12-08Sold$310,000
2016-08-23Sold$200,000
1997-06-06Sold$116,000

For Sale by Agent

AgentJon R Roberts
BrokerageBanyan Real Estate LLC

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