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1102 Lovell Avenue, Tybee Island, GA, 31328

6beds
5baths
3,258sqft
$1,175,000
$361price/sqft
$7,746/moest. monthly cost
$309,840/yrincome needed

About This Home

Welcome to the Blue Pearl at 1102 Lovell Avenue on Tybee Island. Just two blocks from the beach, this spacious six-bedroom, five-bath home (circa 1932) blends historic character with rare flexibility for multigenerational living, income-producing use, or as one large single-family residence. The main 3BR/3BA living level (upstairs) features high ceilings, original heart pine floors, built-in corner cupboards, tongue-and-groove pine paneling, and a high-end kitchen with a 10-foot peninsula, quartz countertops, gas cooktop, and wine fridge. The primary suite includes a well-appointed bath with twin vanities, a clawfoot tub, and a separate shower. The layout offers multiple living options, with two additional private living spaces on the lower level, each with its own entrance and outdoor area. These include a 1BR/1BA efficiency and a 2BR/1BA apartment with a full kitchen plus washer and dryer. All areas are connected by a stylish lower-level common area/den, allowing the home to function as one large residence or as separate living spaces, depending on your needs. Whether you’re looking for a primary home, second home, or investment opportunity, this property offers size, versatility, and a prime mid-island location just steps from the beach, dining and local amenities.

Getting Around

51
WalkingSomewhat Walkable
0
TransitVery Limited Transit
61
BikeBikeable

Schools

5/10
Howard Elementary SchoolGrades PK-58.1 mi
7/10
Coastal Middle SchoolGrades 6-810.1 mi
7/10
Island's High SchoolGrades 9-129.8 mi

Construction

Condition

  • Year built: 1932

Materials

  • Foundation: Slab
  • Roof: Asphalt
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Water Heater,Dryer,Refrigerator,Washer
  • Laundry features: Laundry Room,Other

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 5
  • Full bathrooms: 5
  • Main level bathrooms: 3
  • Main level bedrooms: 3

Features

  • Breakfast Bar,Bathtub,Ceiling Fan(s),Double Vanity,High Ceilings,Pantry,Pull Down Attic Stairs,Recessed Lighting,Separate Shower,Upper Level Primary
  • Attic: Pull Down Stairs
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Central,Electric,Forced Air,Heat Pump
  • Cooling features: Central Air,Electric,Heat Pump

Interior Area

  • Total interior livable area: 3,258 sqft

Property

Details

  • Parcel number: 4000619001
  • Attached to another structure: Yes
  • Zoning: R2
  • Zoning description: Multi Family,Single Family
  • Special condition: Standard

Features

  • Patio & porch: Porch,Patio,Screened
  • Exterior features: Courtyard,Fire Pit
  • Fencing: Wood,Yard Fenced
  • Has view: Yes
  • View description: Panoramic
  • Waterfront features: Beach Access

Lot

  • Lot size: 4,791 sqft
  • Features: Back Yard,Corner Lot,Level,Private

Parking

  • Total spaces: 1
  • Parking features: Attached,Off Street
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingVery High
  • Hurricane
    HurricaneVery High
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Ice Storm
Lightning
Tsunami

FEMA Declared Disasters Across Georgia Counties

Hurricane
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,941$71,292
Home Insurance *$696$8,352
Property Taxes $793$9,516
Electricity $316$3,798
Total$7,746$92,952
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$265,577/yr
40% on housing$232,380/yr
45% on housing$206,560/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.6%
3.6%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$361This listing

vs Other Active Listings

Avg $/sqft

ZIP 31328$405
Chatham County$225

vs Homes Sold Last Month

Median $/sqft

ZIP 31328$386
Chatham County$203

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-24Listed for sale$1,230,000
2022-03-21Listing removed--
2022-03-16Listed for sale$1,200,000
2021-03-03Listing removed$830,000
2021-01-29Listed for sale$830,000
2020-02-21Sold$640,000
2020-01-14Pending sale$679,900
2019-09-15Listed for sale$679,900
2019-05-07Sold$458,442
2019-05-07Price change$585,825
2019-05-02Price change$539,817
2019-04-19Listed for sale--
2005-03-03Sold$799,900

For Sale by Agent

AgentLibby Bacon
BrokerageKeller Williams Coastal Area P

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