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1540 Wilmington Island Road, Savannah, GA, 31410

6beds
5baths
6,422sqft
$3,985,000
$621price/sqft
$30,205/moest. monthly cost
$1,208,200/yrincome needed

About This Home

Original 1895 construction known to be one of the only remaining original historic homes from the time period on Wilmington Island Road with 200 feet of Deepwater on the Wilmington River. The majestic detail of the home explains the history from room to room. The swimming pool looking out high on the bluff demonstrates how the property was a first for prime development during the time. The elevation and dynamic 2 acres of high ground support the 6400 plus sq ft. 6 bed 5 bath three story masterful home; the start of the Wilmington River Estate Homes. The main level provides the Chef's kitchen, island, prep triangle, Pro-Series Range, twin Subzero side by sides, twin dishwashers, and butlers pantry. The space flows to the formal dining, den, and living room. The outdoor living space is cozy and provides panoramic views from sunset to sunrise. The main bedroom en-suite is equipped with his and her bathrooms, an owners office, and an ample spa style main bathroom space. The floor below is an extraordinary benefit with an additional amount of space in an area where 3rd levels are rare providing the 5th and 6th bedrooms and bathrooms allowing provisions for exceptional accommodations. The two story guest house is an entertainment zone all on its own with more space that most. The dock house, boat lift, and mooring areas are the grand finale of perfection for everything sought after in water front homes on The Wilmington River where you can ski, fish, swim right from the dock.

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

5/10
Howard Elementary SchoolGrades PK-52.1 mi
7/10
Coastal Middle SchoolGrades 6-84.2 mi
7/10
Island's High SchoolGrades 9-123.9 mi

Construction

Condition

  • Year built: 1895

Materials

  • Foundation: Brick/Mortar
  • Roof: Metal
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater
  • Laundry features: Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 5
  • Full bathrooms: 5

Features

  • Double Vanity,Separate Shower,Programmable Thermostat
  • Window features: Double Pane Windows,Storm Window(s)
  • Number of fireplaces: 4
  • Fireplace features: Family Room,Gas,Gas Starter,Kitchen,Living Room,Master Bedroom,See Through,Wood Burning Stove
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total interior livable area: 6,422 sqft

Property

Details

  • Parcel number: 10098A09003
  • Zoning: R1
  • Special condition: Standard

Features

  • Pool features: In Ground
  • Patio & porch: Covered,Patio,Porch,Front Porch
  • Exterior features: Dock,Irrigation System
  • Has view: Yes
  • View description: Panoramic,River,Water
  • Has water view: Yes
  • Water view: River,Water
  • On waterfront: Yes
  • Waterfront features: Boat Dock/Slip,Deep Water,Water Access

Lot

  • Lot size: 2.01 Acres
  • Features: Sprinkler System

Parking

  • Total spaces: 2
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Coastal Flooding
Cold Wave
Heat Wave
Ice Storm
Lightning
Wildfire
Tsunami

FEMA Declared Disasters Across Georgia Counties

Hurricane
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $20,150$241,800
Home Insurance *$2,808$33,696
Property Taxes $6,624$79,488
Electricity $623$7,487
Total$30,205$362,460
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$1,035,600/yr
40% on housing$906,150/yr
45% on housing$805,466/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.6%
3.6%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$621This listing

vs Other Active Listings

Avg $/sqft

ZIP 31410$225
Chatham County$225

vs Homes Sold Last Month

Median $/sqft

ZIP 31410$248
Chatham County$203

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-27Listed for sale$3,985,000
2021-03-24Listing removed--
2019-08-30Listing removed$2,600,000
2019-08-23Listed for sale$2,600,000
2016-09-29Sold$1,682,500
2007-05-24Sold$2,400,000
2004-06-21Sold$1,737,500

For Sale by Agent

AgentScott B. Shippy
BrokerageIntegrity Real Estate LLC

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