See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

206 Island Creek Lane, Savannah, GA, 31410

5beds
3baths
3,045sqft
$700,000
$230price/sqft
$4,799/moest. monthly cost
$191,960/yrincome needed

About This Home

Enjoy lagoon and golf course views from this gorgeous Wilmington Island home! Tucked away in the Island Creek community, this one has it all: a bright and airy interior, luxury trim work, upgraded lighting, a gourmet kitchen, and a great layout with multiple living spaces. The two-story foyer creates a warm welcome into this updated home. The adjacent dining room is a wonderful gathering space, complete with crown molding and wainscoting for that elevated feel. The living room has a cozy fireplace surrounded by built-ins and a dry bar. The kitchen is gorgeous, featuring ample cabinets stained in a warm tone, granite counters, and upgraded stainless steel appliances that include a wine refrigerator. A charming breakfast nook offers great views of the backyard. The oversized primary suite on the main level shows off with a tray ceiling, a bay window seating area, large walk-in closet, dual vanities, and separate step-in glass shower and relaxing jetted tub, plus its own private entrance to the back deck. A powder room and a laundry/mud room with a drop-off bench rounds out the main level. Upstairs, you’ll find four spacious bedrooms and a fantastic loft/den with an attached wraparound screened-in deck. The shaded and fenced backyard is a peaceful dream come true, featuring a covered deck, brick patio, firepit, a lush lawn with an irrigation system, and private views of the golf course and lagoon. The community offers its own swimming pool, tennis court, and playground. All of this in a great location too, with easy access to the area’s dining and shopping and about 15 minutes to all downtown Savannah has to offer!

Getting Around

8
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

6/10
Howard Elementary SchoolGrades PK-50.6 mi
7/10
Coastal Middle SchoolGrades 6-83.2 mi
7/10
Island's High SchoolGrades 9-122.8 mi

Construction

Condition

  • Year built: 2006

Materials

  • Foundation: Crawlspace,Raised
  • Construction materials: Frame,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Some Electric Appliances,Dishwasher,Electric Water Heater,Disposal,Microwave,Oven,Plumbed For Ice Maker,Range,Wine Cooler,Refrigerator
  • Laundry features: Laundry Room,Washer Hookup,Dryer Hookup

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 1

Features

  • Attic,Wet Bar,Breakfast Area,Tray Ceiling(s),Ceiling Fan(s),Double Vanity,Entrance Foyer,Gourmet Kitchen,High Ceilings,Kitchen Island,Main Level Primary,Primary Suite,Pull Down Attic Stairs,Recessed Lighting,Split Bedrooms,Vaulted Ceiling(s),Fireplace
  • Number of fireplaces: 1
  • Fireplace features: Family Room,Wood Burning
  • Fireplace: Yes
  • Attic: Pull Down Stairs,Walk-In

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total interior livable area: 3,045 sqft

Property

Details

  • Parcel number: 1007405013
  • Zoning: RA
  • Special condition: Standard

Features

  • Pool features: Community
  • Patio & porch: Patio,Balcony
  • Exterior features: Balcony,Fire Pit
  • Fencing: Picket,Yard Fenced
  • Has view: Yes
  • View description: Golf Course,Lagoon,Panoramic
  • Has water view: Yes
  • Water view: Lagoon
  • On waterfront: Yes
  • Waterfront features: Lagoon

Lot

  • Lot size: 8,973 sqft
  • Features: Interior Lot

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Coastal Flooding
Cold Wave
Heat Wave
Ice Storm
Lightning
Wildfire
Tsunami

FEMA Declared Disasters Across Georgia Counties

Hurricane
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,539$42,468
Home Insurance *$493$5,916
Property Taxes $472$5,664
Electricity $295$3,550
Total$4,799$57,588
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$164,537/yr
40% on housing$143,970/yr
45% on housing$127,973/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.6%
3.6%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$230This listing

vs Other Active Listings

Avg $/sqft

ZIP 31410$236
Chatham County$225

vs Homes Sold Last Month

Median $/sqft

ZIP 31410$248
Chatham County$203

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-18Listed for sale$700,000
2021-04-22Sold$450,000
2021-03-16Pending sale$450,000
2021-03-16Contingent$450,000
2021-03-12Listed for sale$450,000
2018-01-10Sold$399,900
2015-09-11Sold$420,000

For Sale by Agent

AgentJames Grayson
BrokerageKeller Williams Coastal Area P

Similar Homes