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5906 Garrard Avenue, Savannah, GA, 31405

3beds
2baths
1,917sqft
$394,500
$206price/sqft
$2,723/moest. monthly cost
$108,920/yrincome needed

About This Home

Experience the rare combination of peaceful country living with the convenience of being just minutes from all that Savannah has to offer. Nestled on 1.37 acres and surrounded by mature cedar, live oak, and pine trees, this 3-bedroom, 2-bath bungalow offers privacy, space, and timeless Lowcountry charm. Inside, you’ll find a flexible and inviting layout featuring a den, formal living room, and dining room, along with an en-suite bonus space ideal for a home office, reading room, or creative retreat. The kitchen is both functional and stylish, complete with a gas range, granite countertops, and a beautiful backsplash, plus a cozy nook perfect for casual dining or a curated coffee or beverage station. Thoughtful updates—including newer electrical, HVAC, and fencing with recorded permits—provide added confidence and convenience for the next owner. Outdoor living truly shines here, with covered porches on three sides of the home, creating the perfect setting for relaxing evenings or entertaining guests year-round. The property also features a spacious 24x36 storage building—ideal for a workshop, equipment storage, or hobby space. With ample room to store boats, RVs, and recreational vehicles, this property is ideal for enjoying the coastal lifestyle. A full-house standby gas generator ensures uninterrupted comfort, even during hurricane season. Some photos have been virtually staged to illustrate potential furnishings and layout.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

3/10
Haven Elementary SchoolGrades PK-52.2 mi
2/10
Derenne Middle SchoolGrades 6-82.7 mi
2/10
Beach High SchoolGrades 9-123.2 mi

Construction

Condition

  • Year built: 1978

Materials

  • Foundation: Raised
  • Roof: Composition
  • Construction materials: Brick,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch,Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater
  • Laundry features: Washer Hookup,Dryer Hookup,Laundry Room

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Features

  • Pull Down Attic Stairs
  • Attic: Pull Down Stairs
  • Finished area above ground: 1,917

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Central Air,Electric,Wall Unit(s)

Interior Area

  • Total interior livable area: 1,917 sqft

Property

Details

  • Parcel number: 1078502005
  • Zoning: R1
  • Special condition: Standard

Features

  • Stories: 1

Lot

  • Lot size: 1.37 Acres

Parking

  • Total spaces: 2
  • Parking features: Detached,Off Street
  • Covered spaces: 2
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Cold Wave
Heat Wave
Tsunami

FEMA Declared Disasters Across Georgia Counties

Hurricane
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,994$23,928
Home Insurance *$244$2,928
Property Taxes $266$3,192
Electricity $219$2,637
Total$2,723$32,676
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$93,360/yr
40% on housing$81,690/yr
45% on housing$72,613/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.6%
3.6%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$206This listing

vs Other Active Listings

Avg $/sqft

ZIP 31405$215
Chatham County$225

vs Homes Sold Last Month

Median $/sqft

ZIP 31405$215
Chatham County$203

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-25Listed for sale$400,000
2021-04-02Sold$222,000
2021-03-01Pending sale$219,900
2021-02-25Listed for sale$219,900
2019-08-30Sold$152,000
2019-07-04Pending sale$155,000
2019-06-28Listed for sale$155,000

For Sale by Agent

AgentTeresa H. Cowart, RE/MAX Accent
BrokerageRE/MAX Accent

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