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64 Shipwatch Road, Savannah, GA, 31410

2beds
2baths
2,583sqft
$450,000
$174price/sqft
$3,057/moest. monthly cost
$122,280/yrincome needed

About This Home

Nestled in the desirable waterfront community of The Marshes, this beautifully updated and immaculately maintained home combines timeless appeal with thoughtful modern upgrades. Recent improvements include new A/C systems with ducts cleaned (1 year, $14,000), as well as new appliances for added efficiency and peace of mind. Designed for easy living, this home is all on one level, has a two-car garage, and is offered fully furnished—making it truly turn-key and ready for immediate enjoyment. An automatic sprinkler system adds convenience, while the well-kept interior and exterior reflect pride of ownership throughout. Residents enjoy access to a community dock on Richardson Creek and a neighborhood swimming pool, perfect for embracing the coastal lifestyle. Don’t miss this rare opportunity to enjoy turn-key coastal living in one of Savannah’s most sought-after waterfront communities.

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

7/10
7/10
Coastal Middle SchoolGrades 6-80.7 mi
7/10
Island's High SchoolGrades 9-121.1 mi

Construction

Condition

  • Year built: 1992

Materials

  • Foundation: Slab
  • Construction materials: Stucco

Type & Style

  • Home type: Townhouse
  • Architectural style: Ranch
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Electric Water Heater
  • Laundry features: Washer Hookup,Dryer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Main Level Primary,Primary Suite
  • Fireplace features: Gas,Living Room
  • Fireplace: Yes
  • Common walls with other units/homes: 1 Common Wall

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total interior livable area: 2,583 sqft

Property

Details

  • Parcel number: 10180A02046
  • Attached to another structure: Yes
  • Zoning: R1
  • Special condition: Standard

Features

  • Stories: 1
  • Has view: Yes
  • View description: Panoramic

Lot

  • Lot size: 3,963 sqft

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Hurricane
    HurricaneRelatively High
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Heat Wave
Lightning
Wildfire
Tsunami

FEMA Declared Disasters Across Georgia Counties

Hurricane
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,275$27,300
Home Insurance *$317$3,804
Property Taxes $215$2,580
Electricity $250$3,011
Total$3,057$36,684
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$104,811/yr
40% on housing$91,710/yr
45% on housing$81,520/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.6%
3.6%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$174This listing

vs Other Active Listings

Avg $/sqft

ZIP 31410$238
Chatham County$225

vs Homes Sold Last Month

Median $/sqft

ZIP 31410$248
Chatham County$203

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-27Listed for sale$600,000

For Sale by Agent

AgentBeverly P. Sheppard
BrokerageColdwell Banker Access Realty

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