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3130 Ranch Rd, Overgaard, AZ, 85933

3beds
3baths
2,149sqft
$625,000
$291price/sqft
$3,766/moest. monthly cost
$150,640/yrincome needed

About This Home

This 2 level family home has it all. Lower level has open floor plan to LR, DR and kitchen and a Master bed and bath, plus a 1/2 bath. Custom kitchen has roll out drawers, quartz counters and custom cabinetry. Convenient breakfast bar divides the kitchen from spacious dining area.The recessed LR is framed by picture windows letting the outside in. Upstairs has 3 bedroom potential or 2 and a hobby room with full bath. Attached 1 car garage with room for ATV's and storage. A two car carport, RV carport and a 720 sf workshop completes the package. Located on 2 parcels just under 2 acres with adjacent lot that could be split out for additional home or horse corral. Huge back deck for outdoor entertaining and enjoying the meticulous landscaping featuring the rock outcroppings and towering pines

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
43
BikeSomewhat Bikeable

Schools

9/10
7/10
Mogollon Jr High SchoolGrades 7-82.4 mi
4/10
Mogollon High SchoolGrades 8-122.4 mi

Construction

Condition

  • Year built: 1983

Materials

  • Foundation: Stemwall
  • Roof: Metal,Pitched
  • Construction materials: Wood Frame

Notable Dates

  • Major remodel year: 2016

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Utility Room

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3

Features

  • Master Downstairs,Shower,Tub/Shower,Double Vanity,Full Bath,Pantry,Kitchen/Dining Room Combo,Breakfast Bar,Split Bedroom
  • Window features: Blinds,Double Pane Windows,ENERGY STAR Qualified Windows,Screens
  • Flooring: Carpet,Wood
  • Fireplace features: Living Room,Wood Burning Stove
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air,Wood
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,149
  • Total interior livable area: 2,149 sqft

Property

Details

  • Parcel number: 20611230A
  • Zoning description: R1-10
  • Other equipment: Satellite Dish

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck
  • Exterior features: Rain Gutters
  • Fencing: Privacy
  • Horses can be raised: Yes

Lot

  • Lot size: 1.89 Acres
  • Features: Wooded,Tall Pines On Lot,Landscaped

Parking

  • Parking features: Garage Door Opener
  • Has garage: Yes
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Wildfire
    WildfireRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Lightning
Wildfire
Winter Weather
Cold Wave
Inland Flooding

FEMA Declared Disasters in Navajo County and Arizona

Fire
Flood
Snowstorm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,160$37,920
Home Insurance $176$2,112
Property Taxes $203$2,436
Electricity $227$2,730
Total$3,766$45,192

Income You'd Need if You Spent...

35% on housing$129,120/yr
40% on housing$112,980/yr
45% on housing$100,426/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.3%
13.3%
0%30.0%
Electricity Growth Rate10-year average: 1.2%
1.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.9%
2.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$291This listing

vs Other Active Listings

Avg $/sqft

ZIP 85933$190
Navajo County$211

vs Homes Sold Last Month

Median $/sqft

ZIP 85933$260
Navajo County$263

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-09Listed for sale$625,000
2014-07-22Sold$190,000

For Sale by Agent

AgentRuth Ann Smith
BrokerageRealty Executives Arizona Territory - Snowflake

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