1581 W Cardella Rd, Merced, CA, 95348
About This Home
Incredible opportunity on 19.41 pristine, level acres zoned A-1 within the Merced Irrigation District (MID)! This rare property features a unique multi-unit setup perfect for multi-generational living, a family compound, or excellent rental income. Structure 1 is a custom primary home offering 3 spacious bedrooms, 2 bathrooms, an inviting kitchen with breakfast nook, and a private dining room (~2,050 sq. ft.). Surrounded by a lush abundance of fruit trees and situated right next to peaceful almond orchards, the property also includes two additional separate units (a 1-bed/1-bath and a 2-bed/1-bath). Infrastructure includes a private domestic well, septic, and propane. Buyers to verify MID water allotments and potential. Don't miss this tranquil country setup with massive potential just moments from Hwy 59!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1991
Materials
- Foundation: Concrete
- Roof: Composition
- Construction materials: Brick,Cement Siding,Concrete,Stucco
Other
- Builder name: Erika Lopez
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Range Hood,Microwave,Free-Standing Gas Oven
- Laundry features: Inside
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 3
- Full bathrooms: 3
Dining Room
- Features: Formal Area,Other
Features
- Flooring: Carpet,Tile,Wood
Heating & Cooling
- Heating features: Central,Fireplace(s),Gas
- Cooling features: Ceiling Fan(s),Central Air
Interior Area
- Total structure area: 0
- Total interior livable area: 2,650 sqft
Kitchen
- Features: Granite Counters
Property
Details
- Parcel number: 057480003000
- Zoning: A-1
- Special condition: Offer As Is,Trust
Features
- Levels: One
- Stories: 1
Lot
- Lot size: 19.40 Acres
- Features: Private,Other
Parking
- Parking features: Attached,RV Access/Parking,Garage Door Opener,Garage Faces Front
- Has garage: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Heat Wave
- Drought
- Earthquake
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters in Merced County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $5,562 | $66,744 |
| Home Insurance * | $287 | $3,444 |
| Property Taxes | $1,040 | $12,480 |
| Electricity | $568 | $6,819 |
| Total | $7,457 | $89,484 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-29 | Listed for sale | $1,100,000 |
| 2026-07-22 | Pending sale | $1,100,000 |
| 2026-06-12 | Listed for sale | $1,100,000 |
| 2025-08-14 | Listing removed | $999,999 |
| 2025-08-07 | Price change | $999,999 |
| 2025-06-17 | Price change | $1,249,999 |
| 2025-05-15 | Listed for sale | $1,300,000 |
| 2023-08-13 | Listing removed | -- |
| 2023-05-31 | Listed for sale | $999,000 |
View on Zillow