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4228 River Ridge Dr, Cleveland, OH, 44109

2beds
3baths
1,576sqft
$189,900
$120price/sqft
$1,605/moest. monthly cost
$64,200/yrincome needed

About This Home

Welcome home to this well-maintained 2-bedroom, 2.5-bath condominium offering comfortable, low-maintenance living with three finished levels. Step inside to a welcoming atmosphere featuring a coat closet and convenient half bath before entering the open-concept main living area. The kitchen offers built-in cabinetry and a large pass-through opening with a serving ledge overlooking the dining and living room, creating an open and inviting space for everyday living and entertaining. Sliding glass doors lead to a private, fenced patio that is perfect for relaxing or hosting guests. Upstairs, both spacious bedrooms feature plush carpeting and abundant natural light. The primary bedroom enjoys direct access to the full bath and features a spacious walk-in closet, while the second bedroom offers generous closet space and bright windows. The finished lower level expands your living space with a spacious recreation room, laundry area, and an additional full bath with a shower, providing excellent flexibility for guests, a home office, or a workout area. An attached one-car garage adds everyday convenience. The HOA covers landscaping, exterior maintenance including the roof and siding, snow removal, and trash removal, allowing you to enjoy worry-free homeownership in a desirable community.

Getting Around

7
WalkingCar-Dependent
26
TransitSome Transit
24
BikeSomewhat Bikeable

Schools

4/10
Benjamin Franklin SchoolGrades PK-80.8 mi
3/10
Charles A Mooney SchoolGrades PK-81.3 mi

Construction

Condition

  • Year built: 1996

Materials

  • Roof: Asphalt,Fiberglass
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: Condo
  • Architectural style: Multiplex
  • Property subType: Condominium,Multi Family

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Range,Refrigerator,Washer
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Full,Partially Finished

Bathroom

  • Level: First
  • Dimensions: ND x ND

Bathroom

  • Level: Basement
  • Dimensions: ND x ND

Bedroom

  • Level: Second
  • Dimensions: ND x ND

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • Open Floorplan,Walk-In Closet(s)
  • Finished area below ground: 510
  • Finished area above ground: 1,066

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,576
  • Total interior livable area: 1,576 sqft

Kitchen

  • Level: First
  • Dimensions: ND x ND

Laundry

  • Level: Basement
  • Dimensions: ND x ND

Living Room

  • Level: First
  • Dimensions: ND x ND

Primary Bathroom

  • Level: Second
  • Dimensions: ND x ND

Primary Bedroom

  • Level: Second
  • Dimensions: ND x ND

Recreation

  • Level: Basement
  • Dimensions: ND x ND

Property

Details

  • Parcel number: 00933920C
  • Attached to another structure: Yes
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Patio

Parking

  • Total spaces: 1
  • Parking features: Attached,Direct Access,Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Heat Wave
Tsunami

FEMA Declared Disasters Across Ohio Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $960$11,520
Home Insurance *$153$1,836
Property Taxes $299$3,588
Electricity $193$2,320
Total$1,605$19,260
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$55,028/yr
40% on housing$48,150/yr
45% on housing$42,800/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.3%
7.3%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.7%
-0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$120This listing

vs Other Active Listings

Avg $/sqft

ZIP 44109$92
Cuyahoga County$124

vs Homes Sold Last Month

Median $/sqft

ZIP 44109$119
Cuyahoga County$144

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-17Listed for sale$189,900
2026-07-16Listing removed$1,700
2026-07-13Listing removed--
2026-06-27Listed for rent$1,700
2026-05-31Listed for sale$190,000
2026-05-27Listing removed$1,900
2026-05-12Listed for rent$1,900
2023-02-19Listing removed--
2023-02-10Listed for rent$1,550
2018-11-15Sold$97,000
2005-07-05Sold$134,000
2001-06-12Sold$111,000
1999-03-16Sold$127,800

For Sale by Agent

AgentAnthony R Latina
BrokerageRE/MAX Crossroads Properties

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