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3550 Mallard Drive, Highlands Ranch, CO, 80126

4beds
4baths
3,938sqft
$819,900
$208price/sqft
$5,280/moest. monthly cost
$211,200/yrincome needed

About This Home

Welcome to this beautifully maintained home in Highlands Ranch, ideally situated on a quiet street with convenient access to parks, trails, top-rated schools, and major highways for an easy commute. Inside, you are greeted by high ceilings and an open, airy layout that creates a bright, inviting atmosphere throughout the home. The highly desirable main floor primary suite offers comfort and functionality, making everyday living both convenient and efficient. Fresh new carpet throughout and a newer front door provide a clean, updated feel, while the kitchen features newly painted cabinets that bring a fresh, modern look to the heart of the home. The open living spaces flow seamlessly, making this home perfect for both everyday living and entertaining. Step outside to a large, private backyard with mature trees and a dedicated garden area, offering a peaceful retreat with plenty of space to enjoy Colorado’s outdoors. The expansive deck is ideal for hosting gatherings or relaxing in a quiet setting. The unfinished basement provides a valuable opportunity for future expansion, storage, or customization to suit your needs. With its open layout, tall ceilings, thoughtful updates, and prime location, this home offers a rare combination of comfort, functionality, and lifestyle in one of Highlands Ranch’s most desirable areas.

Getting Around

39
WalkingCar-Dependent
0
TransitVery Limited Transit
56
BikeBikeable

Schools

8/10
5/10
Cresthill Middle SchoolGrades 7-81.2 mi
9/10

Construction

Condition

  • Year built: 1995

Materials

  • Foundation: Concrete Perimeter,Structural
  • Construction materials: Brick,Frame,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Microwave,Range,Refrigerator,Washer
  • Laundry features: In Unit

Basement

  • Has basement: Yes
  • Basement: Crawl Space,Partial,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 1

Features

  • Ceiling Fan(s),Eat-in Kitchen,Five Piece Bath,Granite Counters,High Ceilings,High Speed Internet,Kitchen Island,Open Floorplan,Pantry,Primary Suite,Smoke Free,Vaulted Ceiling(s),Walk-In Closet(s)
  • Window features: Double Pane Windows,Window Coverings,Window Treatments
  • Flooring: Carpet,Tile,Wood
  • Number of fireplaces: 1
  • Fireplace features: Dining Room,Gas
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,864

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Attic Fan,Central Air

Interior Area

  • Total structure area: 3,938
  • Total interior livable area: 3,938 sqft

Property

Details

  • Parcel number: R0375021
  • Zoning: PDU
  • Special condition: Standard
  • Exclusions: Seller's Personal Property,Top Lift In Garage For Jeep Top,The Mounts And Mounted Tv In The Kitchen,In The Primary Bedroom,And In The Upstairs Bedroom.

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck,Front Porch
  • Exterior features: Garden,Private Yard
  • Has spa: Yes
  • Spa features: Spa/Hot Tub
  • Fencing: Full

Lot

  • Lot size: 10,018 sqft
  • Features: Irrigated,Landscaped,Level,Many Trees

Parking

  • Total spaces: 3
  • Parking features: Concrete,Exterior Access Door
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Hail
    HailRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Lightning
Hail
Winter Weather
Strong Wind
Tornado

FEMA Declared Disasters Across Colorado Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,145$49,740
Home Insurance *$449$5,388
Property Taxes $389$4,668
Electricity $297$3,567
Total$5,280$63,360
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$181,028/yr
40% on housing$158,400/yr
45% on housing$140,800/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.0%
15.0%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$208This listing

vs Other Active Listings

Avg $/sqft

ZIP 80126$220
Douglas County$245

vs Homes Sold Last Month

Median $/sqft

ZIP 80126$246
Douglas County$230

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-08Price change$920,000
2026-04-25Listed for sale$945,000
2015-06-02Sold$510,000
2015-04-22Pending sale$515,000
2015-04-18Listed for sale$515,000
2013-12-24Sold$435,000
2013-11-05Price change$449,000
2013-10-22Price change$459,000
2013-10-06Listed for sale$465,000
2006-12-11Sold$418,000
1998-05-19Sold$271,000
1995-11-24Sold$235,298

For Sale by Agent

AgentRocky Dysart
BrokerageHomeSmart

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